International Bancshares Corporation
IBOC | NASDAQ
$69.90
-$0.26 (-0.37%)
Sep 22, 2026, 11:46 AM ET · Market open
Market Data
Market Cap $4.36B
Enterprise Value $4.36B
Beta 0.68
Average Volume 333.6K
Shares Outstanding (Diluted) N/A
Shares Change YoY N/A
Institutional Ownership 68.89%
Exchange NASDAQ
ISIN US4590441030
Price Performance
Price Change 1M -1.9%
Price Change 3M -7.6%
Price Change 6M 3.6%
Price Change YTD 5.0%
Price Change 1Y 1.9%
Price Change 3Y 66.5%
Price Change 5Y 71.8%
1M CAGR (ann.) -3.6%
1Y CAGR (ann.) -0.1%
5Y CAGR (ann.) 13.9%
All-Time CAGR 7.4%
Valuation
PE Ratio 13.78
Forward PE 10.38
PEG Ratio 70.05
Forward PEG 1.88
PS Ratio 5.45
Forward PS 3.10
PB Ratio 1.29
P/FCF Ratio 7.67
P/Adj. FCF Ratio 7.67
P/OCF Ratio 9.28
EV/Sales 5.45
EV/EBIT 10.83
EV/EBITDA 10.36
EV/FCF 7.67
Earnings Yield 7.3%
FCF Yield 13.0%
Adj. FCF Yield 13.0%
Financial Health
Net Debt $0
Total Debt $0
Cash & Short-Term Investments $0
Total Assets $0
Current Ratio 0.86
Quick Ratio 0.86
Debt / Equity Ratio 0.22
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 2.55
Altman Z-Score 0.00
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 78.7%
Operating Profit Margin 50.3%
EBITDA Margin 51.5%
Net Profit Margin 38.8%
FCF Margin 71.1%
Adj. FCF Margin 71.0%
SBC / Revenue 0.0%
SBC Impact (per share) 0.0%
Returns
Return on Assets 2.4%
Return on Equity 12.7%
Return on Invested Capital 2.4%
Return on Capital Employed 3.2%
Return on Tangible Assets 2.5%
Historical Growth (CAGR)
Revenue CAGR 3Y -3.3%
Revenue CAGR 5Y 5.6%
Revenue CAGR 10Y 3.8%
EPS CAGR 3Y -6.7%
EPS CAGR 5Y 6.7%
EPS CAGR 10Y 10.0%
FCF CAGR 3Y 9.9%
FCF CAGR 5Y 11.6%
FCF CAGR 10Y 11.5%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 1
EPS Growth Next 3Y 12.1%
Revenue Growth Next 3Y 31.9%
Earnings Date Nov 4, 2026
EPS Estimate (next Q) $1.58
EPS Growth Est (next Q) -9.2%
Revenue Est (next Q) $273.45M
Revenue Growth Est (next Q) 0.3%
Fair Value Estimates
Graham Number $78.84
Graham Upside 12.4%
Lynch Fair Value $34.10
Lynch Upside -51.4%
Price Target $85
Price Target Upside 21.2%
Cash Flow
Operating Cash Flow $590.78M
Free Cash Flow $568.87M
Adj. Free Cash Flow $568.78M
FCF Per Share $7.28
OCF Per Share $7.56
OCF/S Ratio 44.1%
Income Statement
Revenue $800.56M
Gross Profit $634.23M
Operating Income $402.67M
EBITDA $421.09M
Net Income $413.26M
EPS (Diluted) $5.09
Revenue / Employee $360.12K
Profit / Employee $185.9K
Employees 2,223
Dividends
Annual Dividend $1.46
Dividend Yield 2.08%
Payout Ratio 28.7%
FCF Payout Ratio 23.6%
Adj. FCF Payout Ratio 23.6%
Dividend Growth (YoY) 4.3%
Pay Frequency Semi-Annual
Ex-Dividend Date Aug 13, 2026
Add to Watchlist
Select watchlists to add or remove IBOC