Hagerty Inc.

HGTY | NYSE

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$13.32

-$0.27 (-1.99%)

Sep 22, 2026, 11:39 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $4.67B

Enterprise Value $3.76B

Beta 0.81

Average Volume 156.02K

Shares Outstanding (Diluted) 101.42M

Shares Change YoY 11.82%

Institutional Ownership 89.78%

Exchange NYSE

ISIN US4051661092

Price Performance

Price Change 1M 3.4%

Price Change 3M 21.0%

Price Change 6M 27.5%

Price Change YTD 3.4%

Price Change 1Y 10.5%

Price Change 3Y 65.3%

Price Change 5Y 34.8%

1M CAGR (ann.) -0.1%

1Y CAGR (ann.) 4.7%

5Y CAGR (ann.) 6.1%

All-Time CAGR 6.5%

Valuation

PE Ratio 138.25

Forward PE 22.05

PEG Ratio 0.35

Forward PEG 0.01

PS Ratio 3.32

Forward PS 3.10

PB Ratio 15.53

P/FCF Ratio 16.26

P/Adj. FCF Ratio 17.14

P/OCF Ratio 4.49

EV/Sales 2.68

EV/EBIT 109.51

EV/EBITDA 51.53

EV/FCF 13.10

Earnings Yield 0.7%

FCF Yield 6.2%

Adj. FCF Yield 5.8%

Financial Health

Net Cash $948.83M

Total Debt $262.73M

Cash & Short-Term Investments $1.17B

Total Assets $2.15B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.87

Debt / EBITDA 3.60

Debt / FCF 0.92

OCF / Debt 1.23

Interest Coverage 19.51

Altman Z-Score 3.16

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 75.2%

Operating Profit Margin 2.5%

EBITDA Margin 5.2%

Net Profit Margin 1.8%

FCF Margin 20.4%

Adj. FCF Margin 19.4%

SBC / Revenue 1.1%

SBC Impact (per share) -5.2%

Returns

Return on Assets 1.2%

Return on Equity 9.8%

Return on Invested Capital 2.4%

Return on Capital Employed 1.6%

Return on Tangible Assets 1.3%

Historical Growth (CAGR)

Revenue CAGR 3Y 16.7%

Revenue CAGR 5Y 38.9%

Revenue CAGR 10Y N/A

EPS CAGR 3Y -10.8%

EPS CAGR 5Y -23.7%

EPS CAGR 10Y N/A

FCF CAGR 3Y 120.3%

FCF CAGR 5Y 33.2%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Hold

Analyst Count 5

EPS Growth Next 3Y 30.9%

Revenue Growth Next 3Y 9.5%

Earnings Date Nov 3, 2026

EPS Estimate (next Q) $0.01

EPS Growth Est (next Q) -92.3%

Revenue Est (next Q) $338.82M

Revenue Growth Est (next Q) -10.8%

Fair Value Estimates

Graham Number $4.14

Graham Upside -69.5%

Lynch Fair Value $0.50

Lynch Upside -96.3%

Price Target $14

Price Target Upside 3.0%

Cash Flow

Operating Cash Flow $323.68M

Free Cash Flow $287.03M

Adj. Free Cash Flow $272.23M

FCF Per Share $2.75

OCF Per Share $3.03

OCF/S Ratio 21.9%

Income Statement

Revenue $1.4B

Gross Profit $1.06B

Operating Income $34.33M

EBITDA $72.96M

Net Income $25.46M

EPS (Diluted) $0.10

Revenue / Employee $742.45K

Profit / Employee $13.47K

Employees 1,891