HBT Financial Inc.

HBT | NASDAQ

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$35.69

-$0.32 (-0.89%)

At close: Sep 21, 2026, 4:00 PM ET

$35.69

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.31B

Enterprise Value $-225.89M

Beta 0.50

Average Volume 144.87K

Shares Outstanding (Diluted) 36.37M

Shares Change YoY 15.43%

Institutional Ownership 24.49%

Exchange NASDAQ

ISIN US4041111067

Price Performance

Price Change 1M -0.4%

Price Change 3M 14.7%

Price Change 6M 33.5%

Price Change YTD 38.8%

Price Change 1Y 37.7%

Price Change 3Y 99.4%

Price Change 5Y 129.7%

1M CAGR (ann.) 0.0%

1Y CAGR (ann.) 44.0%

5Y CAGR (ann.) 22.9%

All-Time CAGR 16.9%

Valuation

PE Ratio 15.32

Forward PE 12.04

PEG Ratio -4.16

Forward PEG 1.13

PS Ratio 3.92

Forward PS 3.30

PB Ratio 1.70

P/FCF Ratio 18.16

P/Adj. FCF Ratio 18.69

P/OCF Ratio 14.93

EV/Sales -0.68

EV/EBIT -2.14

EV/EBITDA -2.06

EV/FCF -3.16

Earnings Yield 6.5%

FCF Yield 5.5%

Adj. FCF Yield 5.3%

Financial Health

Net Cash $1.52B

Total Debt $149.33M

Cash & Short-Term Investments $1.67B

Total Assets $6.73B

Current Ratio 0.30

Quick Ratio 0.30

Debt / Equity Ratio 0.20

Debt / EBITDA 1.36

Debt / FCF 2.09

OCF / Debt 0.56

Interest Coverage 1.67

Altman Z-Score -0.41

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 80.6%

Operating Profit Margin 31.8%

EBITDA Margin 33.0%

Net Profit Margin 23.5%

FCF Margin 21.6%

Adj. FCF Margin 21.0%

SBC / Revenue 0.3%

SBC Impact (per share) -2.8%

Returns

Return on Assets 1.2%

Return on Equity 11.4%

Return on Invested Capital 8.0%

Return on Capital Employed 10.9%

Return on Tangible Assets 1.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 13.8%

Revenue CAGR 5Y 15.4%

Revenue CAGR 10Y N/A

EPS CAGR 3Y 5.0%

EPS CAGR 5Y 4.3%

EPS CAGR 10Y N/A

FCF CAGR 3Y 0.0%

FCF CAGR 5Y 24.6%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Buy

Analyst Count 6

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $33.20

Graham Upside -7.0%

Lynch Fair Value $11.65

Lynch Upside -67.4%

Price Target $38

Price Target Upside 6.5%

Cash Flow

Operating Cash Flow $83.15M

Free Cash Flow $71.46M

Adj. Free Cash Flow $69.46M

FCF Per Share $2.08

OCF Per Share $2.39

OCF/S Ratio 26.2%

Income Statement

Revenue $331.35M

Gross Profit $267.06M

Operating Income $105.47M

EBITDA $109.48M

Net Income $77.75M

EPS (Diluted) $2.33

Revenue / Employee $401.15K

Profit / Employee $94.12K

Employees 826

Dividends

Annual Dividend $0.92

Dividend Yield 2.58%

Payout Ratio 39.5%

FCF Payout Ratio 38.1%

Adj. FCF Payout Ratio 39.2%

Dividend Growth (YoY) 12.2%

Pay Frequency Quarterly

Ex-Dividend Date Aug 10, 2026