Horizon Bancorp Inc. logo

Horizon Bancorp Inc.

HBNC | NASDAQ
Chart Builder DCF Calculator
$19.37
-$0.11 (-0.56%)
At close: Sep 21, 2026, 4:00 PM ET
$19.25
-$0.12 (-0.61%)
Pre-market: Sep 22, 2026, 4:34 AM ET

Market Data

Market Cap
$999.9M
Enterprise Value
$253.75M
Beta
0.80
Average Volume
555.1K
Shares Outstanding (Diluted)
51.3M
Shares Change YoY
16.51%
Institutional Ownership
79.06%
Exchange
NASDAQ
ISIN
US4404071049

Price Performance

Price Change 1M
-1.4%
Price Change 3M
-1.6%
Price Change 6M
19.4%
Price Change YTD
17.1%
Price Change 1Y
19.1%
Price Change 3Y
88.1%
Price Change 5Y
10.8%
1M CAGR (ann.)
-4.9%
1Y CAGR (ann.)
25.4%
5Y CAGR (ann.)
6.9%
All-Time CAGR
10.2%

Valuation

PE Ratio
-6.13
Forward PE
8.74
PEG Ratio
0.01
Forward PEG
-1.26
PS Ratio
-195.34
Forward PS
3.10
PB Ratio
1.37
P/FCF Ratio
15.83
P/Adj. FCF Ratio
16.18
P/OCF Ratio
10.04
EV/Sales
-49.85
EV/EBIT
-1.16
EV/EBITDA
-1.21
EV/FCF
4.04
Earnings Yield
-16.3%
FCF Yield
6.3%
Adj. FCF Yield
6.2%

Financial Health

Net Cash
$740.51M
Total Debt
$379.09M
Cash & Short-Term Investments
$1.12B
Total Assets
$6.57B
Current Ratio
0.21
Quick Ratio
0.21
Debt / Equity Ratio
0.52
Debt / EBITDA
-1.80
Debt / FCF
6.04
OCF / Debt
0.17
Interest Coverage
-1.72
Altman Z-Score
-0.76
Piotroski F-Score
4

Margins & Profitability

Gross Profit Margin
-12.6%
Operating Profit Margin
-198.0%
EBITDA Margin
-188.1%
Net Profit Margin
-150.9%
FCF Margin
N/A
Adj. FCF Margin
N/A
SBC / Revenue
1.4%
SBC Impact (per share)
-2.1%

Returns

Return on Assets
-2.2%
Return on Equity
-20.8%
Return on Invested Capital
-12.3%
Return on Capital Employed
-20.1%
Return on Tangible Assets
-2.3%

Historical Growth (CAGR)

Revenue CAGR 3Y
-73.7%
Revenue CAGR 5Y
-18.4%
Revenue CAGR 10Y
2.1%
EPS CAGR 3Y
-345.2%
EPS CAGR 5Y
-230.9%
EPS CAGR 10Y
-25.9%
FCF CAGR 3Y
-7.7%
FCF CAGR 5Y
-8.1%
FCF CAGR 10Y
8.2%

Analyst Forecasts

Analyst Rating
Buy
Analyst Count
9
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
N/A
EPS Estimate (next Q)
N/A
EPS Growth Est (next Q)
N/A
Revenue Est (next Q)
N/A
Revenue Growth Est (next Q)
N/A

Fair Value Estimates

Graham Number
N/A
Graham Upside
N/A
Lynch Fair Value
N/A
Lynch Upside
N/A
Price Target
$21.50
Price Target Upside
11.0%

Cash Flow

Operating Cash Flow
$65.25M
Free Cash Flow
$62.8M
Adj. Free Cash Flow
$61.47M
FCF Per Share
$1.88
OCF Per Share
$1.93
OCF/S Ratio
103.1%

Income Statement

Revenue
$-5.09M
Gross Profit
$-86.58M
Operating Income
$-219.66M
EBITDA
$-210.22M
Net Income
$-143.99M
EPS (Diluted)
-$3.16
Revenue / Employee
$-10.65K
Profit / Employee
$-301.24K
Employees
478

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