FinVolution Group
FINV | NYSE
$3.22
-$0.03 (-0.92%)
Sep 22, 2026, 2:43 PM ET · Market open
Market Data
Market Cap $807.29M
Enterprise Value $-1B
Beta 0.39
Average Volume 845.82K
Shares Outstanding (Diluted) 250.46M
Shares Change YoY -5.33%
Institutional Ownership 25.49%
Exchange NYSE
ISIN US31810T1016
Price Performance
Price Change 1M -26.8%
Price Change 3M -32.6%
Price Change 6M -31.4%
Price Change YTD -37.7%
Price Change 1Y -57.6%
Price Change 3Y -36.4%
Price Change 5Y -44.2%
1M CAGR (ann.) -33.1%
1Y CAGR (ann.) -56.3%
5Y CAGR (ann.) -6.7%
All-Time CAGR -10.5%
Valuation
PE Ratio 3.11
Forward PE 2.64
PEG Ratio -0.10
Forward PEG 0.73
PS Ratio 0.43
Forward PS 0.50
PB Ratio 0.33
P/FCF Ratio 5.10
P/Adj. FCF Ratio 5.70
P/OCF Ratio 3.48
EV/Sales -0.08
EV/EBIT -0.44
EV/EBITDA -0.44
EV/FCF -0.91
Earnings Yield 33.5%
FCF Yield 20.4%
Adj. FCF Yield 18.3%
Financial Health
Net Cash ¥6.52B
Total Debt ¥1.58B
Cash & Short-Term Investments ¥8.06B
Total Assets ¥26.08B
Current Ratio 31.93
Quick Ratio 31.93
Debt / Equity Ratio 0.09
Debt / EBITDA 0.69
Debt / FCF 1.42
OCF / Debt 0.98
Interest Coverage 0.00
Altman Z-Score 2.36
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 76.2%
Operating Profit Margin 17.7%
EBITDA Margin 17.5%
Net Profit Margin 14.5%
FCF Margin 8.5%
Adj. FCF Margin 7.6%
SBC / Revenue 0.9%
SBC Impact (per share) -10.4%
Returns
Return on Assets 7.3%
Return on Equity 4.6%
Return on Invested Capital 7.2%
Return on Capital Employed 9.0%
Return on Tangible Assets 7.3%
Historical Growth (CAGR)
Revenue CAGR 3Y 2.4%
Revenue CAGR 5Y 9.9%
Revenue CAGR 10Y 40.6%
EPS CAGR 3Y -4.2%
EPS CAGR 5Y -1.4%
EPS CAGR 10Y 17.7%
FCF CAGR 3Y 6.2%
FCF CAGR 5Y -18.5%
FCF CAGR 10Y 83.0%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 4
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 22, 2026
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) $75.64M
Revenue Growth Est (next Q) 3.5%
Fair Value Estimates
Graham Number $15.91
Graham Upside 389.5%
Lynch Fair Value $5.22
Lynch Upside 60.6%
Price Target $4.70
Price Target Upside 44.6%
Cash Flow
Operating Cash Flow ¥1.54B
Free Cash Flow ¥1.11B
Adj. Free Cash Flow ¥990.99M
FCF Per Share $4.69
OCF Per Share $6.53
OCF/S Ratio 11.8%
Income Statement
Revenue ¥13.05B
Gross Profit ¥9.95B
Operating Income ¥2.31B
EBITDA ¥2.28B
Net Income ¥1.9B
EPS (Diluted) $7.30
Revenue / Employee $3.37M
Profit / Employee $490.05K
Employees 3,869
Dividends
Annual Dividend $0.31
Dividend Yield 9.54%
Payout Ratio 4.2%
FCF Payout Ratio 0.0%
Adj. FCF Payout Ratio 0.0%
Dividend Growth (YoY) 10.5%
Pay Frequency Annual
Ex-Dividend Date Apr 15, 2026
Add to Watchlist
Select watchlists to add or remove FINV