EZCORP Inc.
EZPW | NASDAQ
$30.11
-$0.54 (-1.76%)
At close: Sep 21, 2026, 4:00 PM ET
$30.11
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $1.8B
Enterprise Value $1.74B
Beta 0.64
Average Volume 985.64K
Shares Outstanding (Diluted) 83.36M
Shares Change YoY 0.53%
Institutional Ownership N/A
Exchange NASDAQ
ISIN US3023011063
Price Performance
Price Change 1M -6.3%
Price Change 3M -7.0%
Price Change 6M 17.6%
Price Change YTD 50.1%
Price Change 1Y 67.0%
Price Change 3Y 288.0%
Price Change 5Y 293.1%
1M CAGR (ann.) 5.0%
1Y CAGR (ann.) 79.5%
5Y CAGR (ann.) 35.7%
All-Time CAGR 3.8%
Valuation
PE Ratio 15.36
Forward PE 9.91
PEG Ratio 0.01
Forward PEG 1.77
PS Ratio 1.11
Forward PS 1.00
PB Ratio 1.51
P/FCF Ratio 8.48
P/Adj. FCF Ratio 9.34
P/OCF Ratio 10.07
EV/Sales 1.10
EV/EBIT 7.29
EV/EBITDA 6.33
EV/FCF 8.38
Earnings Yield 6.5%
FCF Yield 11.8%
Adj. FCF Yield 10.7%
Financial Health
Net Cash $19.77M
Total Debt $291.25M
Cash & Short-Term Investments $311.03M
Total Assets $2.17B
Current Ratio 4.81
Quick Ratio 3.45
Debt / Equity Ratio 0.70
Debt / EBITDA 1.06
Debt / FCF 1.40
OCF / Debt 0.92
Interest Coverage 6.67
Altman Z-Score 3.14
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 58.0%
Operating Profit Margin 13.9%
EBITDA Margin 17.4%
Net Profit Margin 10.0%
FCF Margin 13.1%
Adj. FCF Margin 11.9%
SBC / Revenue 1.0%
SBC Impact (per share) -9.3%
Returns
Return on Assets 7.3%
Return on Equity 14.5%
Return on Invested Capital 8.2%
Return on Capital Employed 11.4%
Return on Tangible Assets 10.1%
Historical Growth (CAGR)
Revenue CAGR 3Y 16.1%
Revenue CAGR 5Y 17.6%
Revenue CAGR 10Y 9.7%
EPS CAGR 3Y 61.0%
EPS CAGR 5Y 29.4%
EPS CAGR 10Y 32.0%
FCF CAGR 3Y 60.0%
FCF CAGR 5Y 125.8%
FCF CAGR 10Y 10.2%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 15
EPS Growth Next 3Y 2.0%
Revenue Growth Next 3Y 9.2%
Earnings Date Nov 17, 2026
EPS Estimate (next Q) $0.40
EPS Growth Est (next Q) 17.6%
Revenue Est (next Q) $425.75M
Revenue Growth Est (next Q) 26.4%
Fair Value Estimates
Graham Number $28.93
Graham Upside -3.9%
Lynch Fair Value $49
Lynch Upside 62.7%
Price Target $43
Price Target Upside 42.8%
Cash Flow
Operating Cash Flow $269.25M
Free Cash Flow $208.02M
Adj. Free Cash Flow $188.73M
FCF Per Share $2.28
OCF Per Share $2.99
OCF/S Ratio 11.6%
Income Statement
Revenue $1.58B
Gross Profit $918.17M
Operating Income $220.26M
EBITDA $275.48M
Net Income $158.31M
EPS (Diluted) $1.96
Revenue / Employee $186.41K
Profit / Employee $18.62K
Employees 8,500
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