CVB Financial Corp.
CVBF | NASDAQ
$22.41
-$0.02 (-0.09%)
Sep 22, 2026, 2:37 PM ET · Market open
Market Data
Market Cap $3.22B
Enterprise Value $-2.46B
Beta 0.65
Average Volume 1.47M
Shares Outstanding (Diluted) 135.92M
Shares Change YoY -2.55%
Institutional Ownership 83.24%
Exchange NASDAQ
ISIN US1266001056
Price Performance
Price Change 1M -0.6%
Price Change 3M 4.1%
Price Change 6M 16.3%
Price Change YTD 20.1%
Price Change 1Y 14.0%
Price Change 3Y 38.0%
Price Change 5Y 13.4%
1M CAGR (ann.) -1.0%
1Y CAGR (ann.) 15.5%
5Y CAGR (ann.) 7.5%
All-Time CAGR 6.3%
Valuation
PE Ratio 14.76
Forward PE 11.85
PEG Ratio 3.59
Forward PEG 0.46
PS Ratio 4.56
Forward PS 4.00
PB Ratio 1.02
P/FCF Ratio 13.55
P/Adj. FCF Ratio 13.90
P/OCF Ratio 5.29
EV/Sales -3.49
EV/EBIT -8.89
EV/EBITDA -8.56
EV/FCF -10.37
Earnings Yield 6.8%
FCF Yield 7.4%
Adj. FCF Yield 7.2%
Financial Health
Net Cash $5.68B
Total Debt $1.1B
Cash & Short-Term Investments $6.78B
Total Assets $21.18B
Current Ratio 0.39
Quick Ratio 0.39
Debt / Equity Ratio 0.35
Debt / EBITDA 3.83
Debt / FCF 4.64
OCF / Debt 0.22
Interest Coverage 1.99
Altman Z-Score -0.33
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 80.0%
Operating Profit Margin 39.2%
EBITDA Margin 41.3%
Net Profit Margin 29.3%
FCF Margin 33.6%
Adj. FCF Margin 32.8%
SBC / Revenue 0.5%
SBC Impact (per share) -2.5%
Returns
Return on Assets 1.0%
Return on Equity 8.2%
Return on Invested Capital 4.2%
Return on Capital Employed 7.2%
Return on Tangible Assets 1.0%
Historical Growth (CAGR)
Revenue CAGR 3Y 4.5%
Revenue CAGR 5Y 8.2%
Revenue CAGR 10Y 8.9%
EPS CAGR 3Y -4.6%
EPS CAGR 5Y -0.7%
EPS CAGR 10Y 4.5%
FCF CAGR 3Y -3.5%
FCF CAGR 5Y 9.3%
FCF CAGR 10Y 8.4%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 16
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 27, 2026
EPS Estimate (next Q) $0.45
EPS Growth Est (next Q) 18.4%
Revenue Est (next Q) $192.73M
Revenue Growth Est (next Q) 49.9%
Fair Value Estimates
Graham Number $28.23
Graham Upside 25.9%
Lynch Fair Value $7.60
Lynch Upside -66.1%
Price Target $26.67
Price Target Upside 18.9%
Cash Flow
Operating Cash Flow $241.92M
Free Cash Flow $237.39M
Adj. Free Cash Flow $231.52M
FCF Per Share $4.21
OCF Per Share $4.24
OCF/S Ratio 81.7%
Income Statement
Revenue $705.95M
Gross Profit $565.11M
Operating Income $276.97M
EBITDA $287.6M
Net Income $206.89M
EPS (Diluted) $1.52
Revenue / Employee $654.26K
Profit / Employee $191.75K
Employees 1,079
Dividends
Annual Dividend $0.80
Dividend Yield 3.57%
Payout Ratio 52.6%
FCF Payout Ratio 46.4%
Adj. FCF Payout Ratio 47.6%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 29, 2026
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