City Holding
CHCO | NASDAQ
$139.59
-$0.65 (-0.46%)
Sep 22, 2026, 4:00 PM ET · Market open
Market Data
Market Cap $1.98B
Enterprise Value $732.82M
Beta 0.47
Average Volume 118.35K
Shares Outstanding (Diluted) 14.17M
Shares Change YoY -2.09%
Institutional Ownership 70.46%
Exchange NASDAQ
ISIN US1778351056
Price Performance
Price Change 1M -3.1%
Price Change 3M 8.2%
Price Change 6M 17.4%
Price Change YTD 17.0%
Price Change 1Y 13.0%
Price Change 3Y 60.3%
Price Change 5Y 84.9%
1M CAGR (ann.) -3.2%
1Y CAGR (ann.) 13.3%
5Y CAGR (ann.) 16.8%
All-Time CAGR 10.4%
Valuation
PE Ratio 15.34
Forward PE 14.39
PEG Ratio 1.54
Forward PEG 4.45
PS Ratio 4.97
Forward PS 5.90
PB Ratio 2.45
P/FCF Ratio 14.72
P/Adj. FCF Ratio 15.39
P/OCF Ratio 13.84
EV/Sales 1.84
EV/EBIT 4.50
EV/EBITDA 4.32
EV/FCF 5.45
Earnings Yield 6.5%
FCF Yield 6.8%
Adj. FCF Yield 6.5%
Financial Health
Net Cash $1.25B
Total Debt $527.55M
Cash & Short-Term Investments $1.77B
Total Assets $6.77B
Current Ratio 0.31
Quick Ratio 0.31
Debt / Equity Ratio 0.65
Debt / EBITDA 3.11
Debt / FCF 3.92
OCF / Debt 0.26
Interest Coverage 1.79
Altman Z-Score -0.16
Piotroski F-Score 9
Margins & Profitability
Gross Profit Margin 78.8%
Operating Profit Margin 41.0%
EBITDA Margin 46.2%
Net Profit Margin 34.7%
FCF Margin 33.8%
Adj. FCF Margin 32.3%
SBC / Revenue 1.2%
SBC Impact (per share) -4.3%
Returns
Return on Assets 1.9%
Return on Equity 16.4%
Return on Invested Capital 8.1%
Return on Capital Employed 13.7%
Return on Tangible Assets 2.0%
Historical Growth (CAGR)
Revenue CAGR 3Y 9.1%
Revenue CAGR 5Y 11.6%
Revenue CAGR 10Y 8.2%
EPS CAGR 3Y 6.0%
EPS CAGR 5Y 11.5%
EPS CAGR 10Y 11.1%
FCF CAGR 3Y 2.5%
FCF CAGR 5Y 15.7%
FCF CAGR 10Y 11.3%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 8
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 27, 2026
EPS Estimate (next Q) $2.38
EPS Growth Est (next Q) -1.2%
Revenue Est (next Q) $82.92M
Revenue Growth Est (next Q) 4.9%
Fair Value Estimates
Graham Number $108.83
Graham Upside -22.4%
Lynch Fair Value $104.84
Lynch Upside -25.2%
Price Target $114.50
Price Target Upside -18.4%
Cash Flow
Operating Cash Flow $137.87M
Free Cash Flow $134.47M
Adj. Free Cash Flow $128.62M
FCF Per Share $9.86
OCF Per Share $10.13
OCF/S Ratio 37.5%
Income Statement
Revenue $397.9M
Gross Profit $317.02M
Operating Income $163.01M
EBITDA $169.72M
Net Income $130.23M
EPS (Diluted) $9.14
Revenue / Employee $426.02K
Profit / Employee $139.43K
Employees 934
Dividends
Annual Dividend $3.48
Dividend Yield 2.48%
Payout Ratio 38.1%
FCF Payout Ratio 37.5%
Adj. FCF Payout Ratio 39.3%
Dividend Growth (YoY) 10.1%
Pay Frequency Quarterly
Ex-Dividend Date Jul 14, 2026
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