Coastal Financial Corporation

CCB | NASDAQ

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$45.30

+$0.16 (+0.35%)

Sep 22, 2026, 2:37 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $688.33M

Enterprise Value $644.74M

Beta 0.78

Average Volume 208.51K

Shares Outstanding (Diluted) N/A

Shares Change YoY 0.05%

Institutional Ownership 85.76%

Exchange NASDAQ

ISIN US19046P2092

Price Performance

Price Change 1M -2.3%

Price Change 3M -38.7%

Price Change 6M -40.7%

Price Change YTD -60.2%

Price Change 1Y -60.3%

Price Change 3Y 3.4%

Price Change 5Y 42.7%

1M CAGR (ann.) -0.4%

1Y CAGR (ann.) -60.9%

5Y CAGR (ann.) 8.8%

All-Time CAGR 13.2%

Valuation

PE Ratio -161.21

Forward PE 7.57

PEG Ratio 1.68

Forward PEG -0.53

PS Ratio 1.42

Forward PS 0.90

PB Ratio 1.49

P/FCF Ratio 2.74

P/Adj. FCF Ratio 2.83

P/OCF Ratio 2.53

EV/Sales 1.33

EV/EBIT 12.98

EV/EBITDA 11.80

EV/FCF 2.57

Earnings Yield -0.6%

FCF Yield 36.5%

Adj. FCF Yield 35.4%

Financial Health

Net Cash $43.59M

Total Debt $4.52M

Cash & Short-Term Investments $48.12M

Total Assets $5.46B

Current Ratio 898.63

Quick Ratio 898.63

Debt / Equity Ratio 0.11

Debt / EBITDA 0.08

Debt / FCF 0.02

OCF / Debt 57.25

Interest Coverage 0.76

Altman Z-Score 1.15

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 53.6%

Operating Profit Margin 10.2%

EBITDA Margin 12.0%

Net Profit Margin -0.5%

FCF Margin 51.8%

Adj. FCF Margin 50.1%

SBC / Revenue 0.8%

SBC Impact (per share) -3.2%

Returns

Return on Assets -0.1%

Return on Equity -0.8%

Return on Invested Capital 1.5%

Return on Capital Employed 1.6%

Return on Tangible Assets -0.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 10.0%

Revenue CAGR 5Y 42.5%

Revenue CAGR 10Y 40.7%

EPS CAGR 3Y -79.5%

EPS CAGR 5Y -24.0%

EPS CAGR 10Y 28.4%

FCF CAGR 3Y 34.2%

FCF CAGR 5Y 67.7%

FCF CAGR 10Y 35.9%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 5

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 3, 2026

EPS Estimate (next Q) $0.98

EPS Growth Est (next Q) 11.8%

Revenue Est (next Q) $158.56M

Revenue Growth Est (next Q) 12.6%

Fair Value Estimates

Graham Number N/A

Graham Upside N/A

Lynch Fair Value N/A

Lynch Upside N/A

Price Target $69

Price Target Upside 52.9%

Cash Flow

Operating Cash Flow $258.87M

Free Cash Flow $251.36M

Adj. Free Cash Flow $243.3M

FCF Per Share $17.60

OCF Per Share $17.84

OCF/S Ratio 34.3%

Income Statement

Revenue $485.14M

Gross Profit $241.13M

Operating Income $49.67M

EBITDA $54.64M

Net Income $-3.85M

EPS (Diluted) -$0.28

Revenue / Employee $1M

Profit / Employee $-7.97K

Employees 483