Beacon Financial Corp.

BBT | NYSE

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$28.42

-$0.33 (-1.15%)

At close: Sep 22, 2026, 4:00 PM ET

$28.42

$0 (0.00%)

After-hours: Sep 22, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $2.42B

Enterprise Value $3.15B

Beta 0.55

Average Volume 809.85K

Shares Outstanding (Diluted) 83.94M

Shares Change YoY -8.78%

Institutional Ownership N/A

Exchange NYSE

ISIN US0846801076

Price Performance

Price Change 1M -10.0%

Price Change 3M -4.9%

Price Change 6M -3.4%

Price Change YTD 8.9%

Price Change 1Y 14.9%

Price Change 3Y 46.2%

Price Change 5Y 9.2%

1M CAGR (ann.) -7.8%

1Y CAGR (ann.) 16.2%

5Y CAGR (ann.) 6.2%

All-Time CAGR 1.3%

Valuation

PE Ratio 21.78

Forward PE 8.51

PEG Ratio 0.98

Forward PEG 2.36

PS Ratio 2.10

Forward PS 2.60

PB Ratio 0.95

P/FCF Ratio -575.47

P/Adj. FCF Ratio -312.16

P/OCF Ratio 1,437.50

EV/Sales 2.75

EV/EBIT 20.19

EV/EBITDA 18.14

EV/FCF -751.47

Earnings Yield 4.6%

FCF Yield -0.2%

Adj. FCF Yield -0.3%

Financial Health

Net Debt $647.91M

Total Debt $979.53M

Cash & Short-Term Investments $240.68M

Total Assets $22.25B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.39

Debt / EBITDA 5.63

Debt / FCF -233.33

OCF / Debt 0.00

Interest Coverage 0.39

Altman Z-Score 0.20

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 55.9%

Operating Profit Margin 13.6%

EBITDA Margin 15.2%

Net Profit Margin 9.9%

FCF Margin -0.4%

Adj. FCF Margin -0.7%

SBC / Revenue 0.3%

SBC Impact (per share) -84.4%

Returns

Return on Assets 0.5%

Return on Equity 4.6%

Return on Invested Capital 0.5%

Return on Capital Employed 0.7%

Return on Tangible Assets 0.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 20.1%

Revenue CAGR 5Y 13.8%

Revenue CAGR 10Y N/A

EPS CAGR 3Y 0.7%

EPS CAGR 5Y -6.6%

EPS CAGR 10Y N/A

FCF CAGR 3Y -76.6%

FCF CAGR 5Y -30.3%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Hold

Analyst Count 13

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 3, 2026

EPS Estimate (next Q) $0.78

EPS Growth Est (next Q) 77.3%

Revenue Est (next Q) $223.86M

Revenue Growth Est (next Q) 54.4%

Fair Value Estimates

Graham Number $30

Graham Upside 4.3%

Lynch Fair Value $6.60

Lynch Upside -77.0%

Price Target $36

Price Target Upside 25.2%

Cash Flow

Operating Cash Flow $1.53M

Free Cash Flow $-4.2M

Adj. Free Cash Flow $-7.74M

FCF Per Share -$0.05

OCF Per Share $0.02

OCF/S Ratio 0.1%

Income Statement

Revenue $1.15B

Gross Profit $641.13M

Operating Income $156.28M

EBITDA $173.91M

Net Income $113.77M

EPS (Diluted) $1.32

Revenue / Employee $582.17K

Profit / Employee $57.69K

Employees 1,972

Dividends

Annual Dividend $1.29

Dividend Yield 4.49%

Payout Ratio 97.8%

FCF Payout Ratio -930.5%

Adj. FCF Payout Ratio -504.8%

Dividend Growth (YoY) 79.4%

Pay Frequency Quarterly

Ex-Dividend Date Aug 13, 2026