Credicorp Ltd.

BAP | NYSE

Price Alert Chart Builder DCF Calculator

$393.22

+$3.25 (+0.83%)

At close: Sep 22, 2026, 4:00 PM ET

$393.22

$0 (0.00%)

After-hours: Sep 22, 2026, 7:54 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $30.98B

Enterprise Value $100.31B

Beta 0.84

Average Volume 397.01K

Shares Outstanding (Diluted) 79.43M

Shares Change YoY -0.61%

Institutional Ownership 71.92%

Exchange NYSE

ISIN BMG2519Y1084

Price Performance

Price Change 1M 2.9%

Price Change 3M 5.8%

Price Change 6M 15.1%

Price Change YTD 36.2%

Price Change 1Y 46.2%

Price Change 3Y 196.1%

Price Change 5Y 255.8%

1M CAGR (ann.) 0.8%

1Y CAGR (ann.) 56.0%

5Y CAGR (ann.) 36.5%

All-Time CAGR 15.2%

Valuation

PE Ratio 14.46

Forward PE 11.66

PEG Ratio 0.80

Forward PEG 1.04

PS Ratio 3.61

Forward PS 3.70

PB Ratio 2.77

P/FCF Ratio 19.78

P/Adj. FCF Ratio 19.94

P/OCF Ratio 19.45

EV/Sales 3.41

EV/EBIT 9.32

EV/EBITDA 8.93

EV/FCF 18.68

Earnings Yield 7.0%

FCF Yield 5.1%

Adj. FCF Yield 5.1%

Financial Health

Net Cash PEN5.8B

Total Debt PEN36.03B

Cash & Short-Term Investments PEN41.23B

Total Assets PEN282.32B

Current Ratio 2.37

Quick Ratio 2.37

Debt / Equity Ratio 0.95

Debt / EBITDA 3.21

Debt / FCF 6.71

OCF / Debt 0.16

Interest Coverage 2.23

Altman Z-Score 0.62

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 76.7%

Operating Profit Margin 36.6%

EBITDA Margin 38.1%

Net Profit Margin 24.9%

FCF Margin 18.2%

Adj. FCF Margin 18.1%

SBC / Revenue 0.1%

SBC Impact (per share) -0.8%

Returns

Return on Assets 2.6%

Return on Equity 19.6%

Return on Invested Capital 2.7%

Return on Capital Employed 4.1%

Return on Tangible Assets 2.6%

Historical Growth (CAGR)

Revenue CAGR 3Y 4.6%

Revenue CAGR 5Y 12.6%

Revenue CAGR 10Y 7.0%

EPS CAGR 3Y 12.6%

EPS CAGR 5Y 28.3%

EPS CAGR 10Y 8.6%

FCF CAGR 3Y 23.3%

FCF CAGR 5Y 62.5%

FCF CAGR 10Y 71.2%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 15

EPS Growth Next 3Y 12.7%

Revenue Growth Next 3Y -2.1%

Earnings Date Nov 8, 2026

EPS Estimate (next Q) $2.22

EPS Growth Est (next Q) 19.1%

Revenue Est (next Q) $582.82M

Revenue Growth Est (next Q) 17.8%

Fair Value Estimates

Graham Number $295.74

Graham Upside -24.2%

Lynch Fair Value $674.11

Lynch Upside 72.9%

Price Target $434.33

Price Target Upside 11.4%

Cash Flow

Operating Cash Flow PEN5.65B

Free Cash Flow PEN5.37B

Adj. Free Cash Flow PEN5.33B

FCF Per Share $65.15

OCF Per Share $68.73

OCF/S Ratio 18.5%

Income Statement

Revenue PEN29.44B

Gross Profit PEN22.59B

Operating Income PEN10.78B

EBITDA PEN11.23B

Net Income PEN7.34B

EPS (Diluted) $92.45

Revenue / Employee $557.96K

Profit / Employee $139.12K

Employees 52,770

Dividends

Annual Dividend $14.64

Dividend Yield 3.75%

Payout Ratio 15.8%

FCF Payout Ratio 74.0%

Adj. FCF Payout Ratio 74.6%

Dividend Growth (YoY) 32.9%

Pay Frequency Annual

Ex-Dividend Date May 17, 2026