Atlanticus Corporation
ATLC | NASDAQ
$91.03
-$1.99 (-2.14%)
At close: Sep 21, 2026, 4:00 PM ET
$91.03
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $1.41B
Enterprise Value $7.03B
Beta 2.02
Average Volume 149.06K
Shares Outstanding (Diluted) 19.19M
Shares Change YoY 0%
Institutional Ownership 24.16%
Exchange NASDAQ
ISIN US04914Y1029
Price Performance
Price Change 1M -5.7%
Price Change 3M -10.2%
Price Change 6M 68.2%
Price Change YTD 37.2%
Price Change 1Y 29.6%
Price Change 3Y 204.8%
Price Change 5Y 75.8%
1M CAGR (ann.) -16.8%
1Y CAGR (ann.) 29.6%
5Y CAGR (ann.) 11.4%
All-Time CAGR 6.1%
Valuation
PE Ratio 11.93
Forward PE 5.55
PEG Ratio 0.27
Forward PEG 0.28
PS Ratio 0.74
Forward PS 0.40
PB Ratio 1.96
P/FCF Ratio 1.13
P/Adj. FCF Ratio 1.13
P/OCF Ratio 1.47
EV/Sales 3.80
EV/EBIT 26.99
EV/EBITDA 40.24
EV/FCF 5.75
Earnings Yield 8.4%
FCF Yield 88.8%
Adj. FCF Yield 88.3%
Financial Health
Net Debt $5.63B
Total Debt $6.29B
Cash & Short-Term Investments $645.18M
Total Assets $7.49B
Current Ratio 14.90
Quick Ratio 14.90
Debt / Equity Ratio 8.48
Debt / EBITDA 36.05
Debt / FCF 5.15
OCF / Debt 0.19
Interest Coverage 0.66
Altman Z-Score 0.69
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 82.9%
Operating Profit Margin 14.1%
EBITDA Margin 18.6%
Net Profit Margin 9.3%
FCF Margin 66.1%
Adj. FCF Margin 65.6%
SBC / Revenue 0.4%
SBC Impact (per share) -0.7%
Returns
Return on Assets 2.1%
Return on Equity 23.1%
Return on Invested Capital 3.0%
Return on Capital Employed 3.9%
Return on Tangible Assets 2.1%
Historical Growth (CAGR)
Revenue CAGR 3Y 74.5%
Revenue CAGR 5Y 36.6%
Revenue CAGR 10Y 35.6%
EPS CAGR 3Y 17.3%
EPS CAGR 5Y 3.4%
EPS CAGR 10Y 41.9%
FCF CAGR 3Y 45.7%
FCF CAGR 5Y 37.0%
FCF CAGR 10Y 48.6%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 7
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date N/A
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) N/A
Revenue Growth Est (next Q) N/A
Fair Value Estimates
Graham Number $91.49
Graham Upside 0.5%
Lynch Fair Value $38.15
Lynch Upside -58.1%
Price Target $136.40
Price Target Upside 49.8%
Cash Flow
Operating Cash Flow $1.22B
Free Cash Flow $1.22B
Adj. Free Cash Flow $1.21B
FCF Per Share $61.92
OCF Per Share $61.95
OCF/S Ratio 56.6%
Income Statement
Revenue $1.85B
Gross Profit $1.57B
Operating Income $260.32M
EBITDA $174.61M
Net Income $151.7M
EPS (Diluted) $7.63
Revenue / Employee $3.21M
Profit / Employee $263.36K
Employees 576
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