Assurant Inc.

AIZ | NYSE

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$277.38

-$4.85 (-1.72%)

At close: Sep 21, 2026, 4:00 PM ET

$277

-$0.38 (-0.14%)

After-hours: Sep 21, 2026, 7:57 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $13.98B

Enterprise Value $13.92B

Beta 0.54

Average Volume 404.15K

Shares Outstanding (Diluted) 49.83M

Shares Change YoY -3.38%

Institutional Ownership 94.80%

Exchange NYSE

ISIN US04621X1081

Price Performance

Price Change 1M -2.9%

Price Change 3M 4.5%

Price Change 6M 27.8%

Price Change YTD 16.7%

Price Change 1Y 31.3%

Price Change 3Y 91.3%

Price Change 5Y 72.1%

1M CAGR (ann.) -4.5%

1Y CAGR (ann.) 36.7%

5Y CAGR (ann.) 12.8%

All-Time CAGR 10.9%

Valuation

PE Ratio 13.14

Forward PE 11.93

PEG Ratio 0.25

Forward PEG 2.81

PS Ratio 1.02

Forward PS 0.90

PB Ratio 2.25

P/FCF Ratio 7.86

P/Adj. FCF Ratio 8.29

P/OCF Ratio 7.34

EV/Sales 1.03

EV/EBIT 9.66

EV/EBITDA 8.17

EV/FCF 7.96

Earnings Yield 7.6%

FCF Yield 12.7%

Adj. FCF Yield 12.1%

Financial Health

Net Debt $174.2M

Total Debt $2.21B

Cash & Short-Term Investments $2.03B

Total Assets $36.08B

Current Ratio 1.27

Quick Ratio 1.27

Debt / Equity Ratio 0.36

Debt / EBITDA 1.30

Debt / FCF 1.26

OCF / Debt 0.85

Interest Coverage 11.76

Altman Z-Score 1.20

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 78.1%

Operating Profit Margin 9.9%

EBITDA Margin 12.7%

Net Profit Margin 7.9%

FCF Margin 13.0%

Adj. FCF Margin 12.3%

SBC / Revenue 0.7%

SBC Impact (per share) -5.2%

Returns

Return on Assets 3.0%

Return on Equity 18.0%

Return on Invested Capital 8.9%

Return on Capital Employed 11.1%

Return on Tangible Assets 3.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 8.4%

Revenue CAGR 5Y 6.3%

Revenue CAGR 10Y 4.3%

EPS CAGR 3Y 48.6%

EPS CAGR 5Y 22.5%

EPS CAGR 10Y 11.8%

FCF CAGR 3Y 14.2%

FCF CAGR 5Y 4.3%

FCF CAGR 10Y 10.2%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 19

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 2, 2026

EPS Estimate (next Q) $4.57

EPS Growth Est (next Q) -20.2%

Revenue Est (next Q) $3.48B

Revenue Growth Est (next Q) 7.6%

Fair Value Estimates

Graham Number $241.84

Graham Upside -12.8%

Lynch Fair Value $475.19

Lynch Upside 71.3%

Price Target $327.50

Price Target Upside 18.1%

Cash Flow

Operating Cash Flow $1.87B

Free Cash Flow $1.75B

Adj. Free Cash Flow $1.66B

FCF Per Share $33.43

OCF Per Share $37.78

OCF/S Ratio 13.9%

Income Statement

Revenue $13.46B

Gross Profit $10.51B

Operating Income $1.33B

EBITDA $1.7B

Net Income $1.06B

EPS (Diluted) $21.11

Revenue / Employee $909.2K

Profit / Employee $71.86K

Employees 14,800

Dividends

Annual Dividend $3.52

Dividend Yield 1.27%

Payout Ratio 16.7%

FCF Payout Ratio 10.1%

Adj. FCF Payout Ratio 10.7%

Dividend Growth (YoY) 10.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 30, 2026