Ameris Bancorp
ABCB | NYSE
$83.41
+$0.41 (+0.49%)
Sep 22, 2026, 9:43 AM ET · Market open
Market Data
Market Cap $5.59B
Enterprise Value $6.73B
Beta 0.92
Average Volume 448.51K
Shares Outstanding (Diluted) 67.1M
Shares Change YoY -2.8%
Institutional Ownership 94.32%
Exchange NYSE
ISIN US03076K1088
Price Performance
Price Change 1M -3.3%
Price Change 3M -6.1%
Price Change 6M 7.3%
Price Change YTD 12.2%
Price Change 1Y 10.5%
Price Change 3Y 123.2%
Price Change 5Y 63.8%
1M CAGR (ann.) -5.4%
1Y CAGR (ann.) 9.7%
5Y CAGR (ann.) 13.2%
All-Time CAGR 6.8%
Valuation
PE Ratio 15.01
Forward PE 11.57
PEG Ratio -5.68
Forward PEG 2.53
PS Ratio 3.29
Forward PS 4.10
PB Ratio 1.37
P/FCF Ratio 10.70
P/Adj. FCF Ratio 11.00
P/OCF Ratio 10.12
EV/Sales 3.97
EV/EBIT 13.89
EV/EBITDA 12.55
EV/FCF 12.90
Earnings Yield 6.7%
FCF Yield 9.3%
Adj. FCF Yield 9.1%
Financial Health
Net Debt $1.15B
Total Debt $1.39B
Cash & Short-Term Investments $237.43M
Total Assets $28.49B
Current Ratio 0.19
Quick Ratio 0.19
Debt / Equity Ratio 0.34
Debt / EBITDA 2.58
Debt / FCF 2.65
OCF / Debt 0.40
Interest Coverage 1.08
Altman Z-Score 0.33
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 69.7%
Operating Profit Margin 28.6%
EBITDA Margin 31.6%
Net Profit Margin 22.2%
FCF Margin 30.8%
Adj. FCF Margin 29.9%
SBC / Revenue 0.8%
SBC Impact (per share) -2.7%
Returns
Return on Assets 1.3%
Return on Equity 9.3%
Return on Invested Capital 1.3%
Return on Capital Employed 1.8%
Return on Tangible Assets 1.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 8.6%
Revenue CAGR 5Y 7.6%
Revenue CAGR 10Y 18.5%
EPS CAGR 3Y 8.8%
EPS CAGR 5Y -1.9%
EPS CAGR 10Y 11.6%
FCF CAGR 3Y -2.3%
FCF CAGR 5Y -5.9%
FCF CAGR 10Y 46.1%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 12
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 25, 2026
EPS Estimate (next Q) $1.68
EPS Growth Est (next Q) 9.8%
Revenue Est (next Q) $326.73M
Revenue Growth Est (next Q) 7.0%
Fair Value Estimates
Graham Number $87.23
Graham Upside 5.1%
Lynch Fair Value $27.65
Lynch Upside -66.7%
Price Target $92.40
Price Target Upside 11.3%
Cash Flow
Operating Cash Flow $548.53M
Free Cash Flow $521.98M
Adj. Free Cash Flow $507.93M
FCF Per Share $7.80
OCF Per Share $8.20
OCF/S Ratio 32.3%
Income Statement
Revenue $1.7B
Gross Profit $1.18B
Operating Income $484.91M
EBITDA $536.49M
Net Income $376.32M
EPS (Diluted) $5.53
Revenue / Employee $634.45K
Profit / Employee $140.79K
Employees 2,673
Dividends
Annual Dividend $0.80
Dividend Yield 0.96%
Payout Ratio 14.5%
FCF Payout Ratio 10.5%
Adj. FCF Payout Ratio 10.8%
Dividend Growth (YoY) 6.7%
Pay Frequency Quarterly
Ex-Dividend Date Sep 29, 2026
Add to Watchlist
Select watchlists to add or remove ABCB