Yiren Digital Ltd.

YRD | NYSE

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$1

+$0.02 (+2.04%)

Sep 22, 2026, 11:46 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
PE Ratio	28.75	1.92	0.94	0.69	1.49	-2.84
PEG Ratio	-0.30	-0.09	0.01	0.06	-0.01	0.02
PS Ratio	0.20	0.52	0.40	0.23	0.34	0.50
PB Ratio	0.12	0.32	0.24	0.13	0.32	0.52
P/FCF Ratio	1.66	2.15	0.90	0.44	10.32	7.32
P/OCF Ratio	1.60	2.13	0.90	0.44	9.71	6.97
OCF/S Ratio	12.63	24.53	44.35	53.85	3.53	7.12
Debt / Equity Ratio	0.01	0	0	0.13	0.23	0.15
Quick Ratio	6.82	5.61	6.30	5.11	4.13	2.59
Current Ratio	6.82	5.61	6.30	5.11	4.13	2.59
Asset Turnover	0.41	0.45	0.48	0.40	0.58	0.59
Interest Coverage	n/a	n/a	n/a	n/a	20.89	n/a
Return on Equity	0.43%	16.58%	25.73%	19.81%	21.42%	-18.34%
Return on Assets	0.29%	12.19%	20.24%	14%	13.35%	-10.34%
Return on Invested Capital	-12.73%	12.86%	23.05%	16.72%	17.87%	-0.98%
Dividend Yield	24.33%	4.03%	n/a	n/a	n/a	n/a
Payout Ratio	692.85%	7.73%	n/a	n/a	n/a	n/a
FCF Payout Ratio	42.17%	8.75%	n/a	n/a	n/a	n/a
Gross Profit Margin	85.82%	84.79%	80.06%	77.38%	83.01%	72.12%
Net Profit Margin	0.71%	27.25%	42.49%	34.79%	23.07%	-17.48%
Pretax Profit Margin	-1.02%	32.07%	54.04%	43.54%	26.87%	-19.52%
Operating Profit Margin	38.50%	28.37%	53%	42.85%	28.75%	-1.26%
FCF Margin	12.17%	24.37%	44.26%	53.82%	3.32%	6.77%
EBITDA Margin	-0.80%	28.86%	53.15%	44.39%	29.71%	7%