Yiren Digital Ltd.

YRD | NYSE

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$0.99

+$0.01 (+1.02%)

Sep 22, 2026, 1:15 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

TTM Period Ending	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Revenue	5.1B	5.73B	6.24B	6.16B	5.98B	5.81B	5.63B	5.46B	5.29B	4.9B	4.71B	4.24B	3.72B	3.43B	3.37B	3.76B	4.08B	4.48B	4.62B	4.41B	4.04B
Cost of Revenue	765.12M	792.31M	732.74M	788.74M	874.43M	882.96M	870.43M	909.87M	1.01B	976.17M	1B	981.33M	823.65M	776.84M	782M	745.29M	739.27M	760.86M	1.14B	1.19B	1.18B
Gross Profit	4.34B	4.94B	5.5B	5.37B	5.11B	4.92B	4.76B	4.55B	4.28B	3.92B	3.71B	3.26B	2.89B	2.66B	2.59B	3.01B	3.34B	3.72B	3.48B	3.21B	2.86B
Operating Income	613.93M	1.29B	1.63B	1.32B	1.66B	1.93B	2.32B	2.67B	2.63B	2.59B	2.54B	2.18B	1.79B	1.47B	1.17B	1.25B	1.26B	1.29B	1.04B	741.89M	197.29M
Interest Income	33.87M	58.08M	75.03M	77.3M	101.97M	105.48M	104.14M	82.26M	57.59M	44.4M	14.52M	14.52M	14.52M	n/a	n/a	n/a	n/a	n/a	8.55M	19.56M	36.51M
Pretax Income	-774.48M	-42.81M	1.41B	1.44B	1.52B	1.86B	2.23B	2.55B	2.71B	2.65B	2.58B	2.2B	1.83B	1.5B	1.18B	1.23B	1.19B	1.2B	264.82M	-35.84M	-570.93M
Net Income	-688.35M	52.7M	1.25B	1.29B	1.34B	1.58B	1.82B	2.02B	2.14B	2.08B	1.99B	1.71B	1.44B	1.19B	1.04B	1.09B	1.04B	1.03B	142.61M	-98.48M	-530.75M
Selling & General & Admin	1.29B	1.48B	1.57B	1.55B	1.48B	1.47B	1.39B	1.22B	1.08B	887.74M	820.18M	783.88M	841.13M	964.27M	1.2B	1.53B	1.83B	2.06B	2.08B	2.18B	2.29B
Research & Development	308.14M	285.16M	449.86M	509.19M	457.31M	411.88M	294.76M	182.9M	160.11M	148.75M	101.17M	95.61M	62.59M	33.42M	33.42M	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	2.12B	1.88B	1.85B	1.99B	1.51B	1.11B	758.88M	475.32M	412.87M	288.19M	245.25M	196.57M	201.3M	188.22M	184.39M	232.89M	260.75M	370.15M	355.95M	297.39M	372.66M
Operating Expenses	3.72B	3.64B	3.87B	4.05B	3.45B	3B	2.44B	1.88B	1.65B	1.32B	1.17B	1.08B	1.11B	1.19B	1.42B	1.77B	2.09B	2.43B	2.43B	2.47B	2.66B
Interest Expense	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	378K	378K	378K	378K	21.57M	21.57M	21.57M	21.57M	n/a	n/a
Selling & Marketing Expenses	996.55M	1.16B	1.25B	1.26B	1.2B	1.2B	1.1B	963.77M	827.61M	656.6M	554.3M	494.99M	504M	573.97M	774.66M	1.05B	1.32B	1.55B	1.54B	1.62B	1.69B
Cost & Expenses	4.49B	4.44B	4.6B	4.84B	4.32B	3.88B	3.31B	2.79B	2.66B	2.3B	2.17B	2.06B	1.93B	1.96B	2.2B	2.51B	2.83B	3.19B	3.57B	3.67B	3.84B
Income Tax Expense	-84.96M	-95.64M	156.98M	145.59M	173.75M	279.18M	409.3M	526.55M	574.27M	565.16M	583.63M	491.73M	394.14M	300.51M	135.86M	141.76M	154.86M	170.19M	122.21M	62.64M	-40.17M
Shares Outstanding (Basic)	43.74M	43.57M	87.58M	86.45M	86.4M	86.36M	87.51M	87.36M	87.14M	87.72M	88.43M	88.46M	88.89M	89.61M	89.7M	85M	85M	84.98M	85.1M	83.99M	83.98M
Shares Outstanding (Diluted)	43.74M	43.57M	87.58M	87.05M	86.97M	86.86M	88.02M	87.36M	88.1M	88.55M	89.18M	89.56M	90.09M	89.81M	89.92M	85.44M	85.54M	85.59M	85.79M	84.59M	84.57M
EPS (Basic)	-23.48	-9.34	14.50	14.90	15.50	18.22	20.90	23.10	24.32	23.54	22.46	19.20	16.24	13.60	12.06	12.82	12.22	12.20	1.64	-1.24	-6.12
EPS (Diluted)	-23.52	-9.40	14.42	14.82	15.40	18.08	20.70	22.88	24.08	23.30	22.26	19.04	16.14	13.56	12.02	12.74	12.14	12.12	1.60	-1.28	-6.14
EBITDA	-443.37M	235.67M	1.64B	1.33B	1.39B	1.65B	2.05B	2.4B	2.63B	2.6B	2.53B	2.18B	1.8B	1.48B	1.3B	1.38B	1.38B	1.4B	1.31B	1.02B	497.58M
EBIT	-482.95M	196.09M	1.63B	1.32B	1.38B	1.65B	2.04B	2.39B	2.63B	2.59B	2.5B	2.14B	1.75B	1.43B	1.17B	1.25B	1.26B	1.29B	1.05B	741.89M	197.29M
Depreciation & Amortization	10.59M	10.59M	5.9M	5.04M	4.43M	5M	6.81M	4.41M	4.16M	5.45M	32.58M	41.1M	48.44M	52.83M	128.07M	128.01M	118.89M	112.63M	260.97M	275.92M	300.29M