Wintrust Financial Corporation

WTFCM | NASDAQ

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$25

+$0.01 (+0.04%)

Jul 14, 2025, 04:04 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $3.54B

Enterprise Value $-869.11M

Beta 0.82

Average Volume N/A

Shares Outstanding (Diluted) 67.65M

Shares Change YoY 2.59%

Institutional Ownership 0.30%

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M N/A

Price Change 3M N/A

Price Change 6M N/A

Price Change YTD N/A

Price Change 1Y N/A

Price Change 3Y N/A

Price Change 5Y N/A

1M CAGR (ann.) 0.6%

1Y CAGR (ann.) 10.2%

5Y CAGR (ann.) 6.0%

All-Time CAGR 6.6%

Valuation

PE Ratio 2.30

Forward PE 289.40

PEG Ratio 0.11

Forward PEG 0.21

PS Ratio 0.85

Forward PS 1.20

PB Ratio 0.50

P/FCF Ratio 4.21

P/Adj. FCF Ratio 4.42

P/OCF Ratio 0.98

EV/Sales -0.21

EV/EBIT -0.81

EV/EBITDA -0.75

EV/FCF -1.03

Earnings Yield 43.6%

FCF Yield 23.8%

Adj. FCF Yield 22.6%

Financial Health

Net Cash $4.41B

Total Debt $4.28B

Cash & Short-Term Investments $8.7B

Total Assets $69.63B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.00

Debt / EBITDA 3.70

Debt / FCF 5.09

OCF / Debt 0.21

Interest Coverage -0.14

Altman Z-Score 0.42

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin -19.9%

Operating Profit Margin 25.6%

EBITDA Margin 41.4%

Net Profit Margin 26.2%

FCF Margin 20.2%

Adj. FCF Margin 19.2%

SBC / Revenue 1.2%

SBC Impact (per share) -4.8%

Returns

Return on Assets 7.0%

Return on Equity 12.3%

Return on Invested Capital -1.2%

Return on Capital Employed -1.6%

Return on Tangible Assets 7.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 27.9%

Revenue CAGR 5Y 17.1%

Revenue CAGR 10Y 15.8%

EPS CAGR 3Y 14.0%

EPS CAGR 5Y 19.4%

EPS CAGR 10Y 13.6%

FCF CAGR 3Y -12.0%

FCF CAGR 5Y 0.8%

FCF CAGR 10Y 19.2%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Feb 25, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number N/A

Graham Upside N/A

Lynch Fair Value $211.16

Lynch Upside 744.6%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $878.1M

Free Cash Flow $841.83M

Adj. Free Cash Flow $801.25M

FCF Per Share $25.47

OCF Per Share $25.51

OCF/S Ratio 50.0%

Income Statement

Revenue $4.17B

Gross Profit $2.57B

Operating Income $1.07B

EBITDA $1.16B

Net Income $786.18M

EPS (Diluted) $10.89

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A