Waterstone Financial Inc.

WSBF | NASDAQ

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$20.73

+$0.04 (+0.19%)

Sep 22, 2026, 11:58 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	201.61M	199.38M	176.97M	171.06M	268.47M	317.86M
Cost of Revenue	57.98M	66.83M	49.65M	14.26M	10.38M	31.32M
Gross Profit	143.63M	132.55M	127.32M	156.8M	258.09M	286.53M
Operating Income	33.45M	24M	11.03M	24.48M	92.11M	108.12M
Interest Income	116.11M	113.17M	99.21M	70.25M	69.88M	78.48M
Pretax Income	33.45M	24M	11.03M	24.48M	92.11M	108.12M
Net Income	26.4M	18.69M	9.38M	19.49M	70.79M	81.15M
Selling & General & Admin	5.71M	84.63M	87.88M	103.54M	138.64M	142.74M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	104.47M	23.91M	28.41M	28.78M	27.34M	35.68M
Operating Expenses	110.18M	108.55M	116.28M	132.32M	165.98M	178.42M
Interest Expense	59.37M	67M	48.99M	13.29M	14.37M	24.98M
Selling & Marketing Expenses	2.88M	3.55M	3.78M	3.98M	3.53M	3.69M
Cost & Expenses	168.16M	175.38M	165.93M	146.58M	176.36M	209.74M
Income Tax Expense	7.04M	5.31M	1.66M	4.99M	21.32M	26.97M
Shares Outstanding (Basic)	17.84M	18.56M	20.16M	21.88M	23.74M	24.46M
Shares Outstanding (Diluted)	17.87M	18.59M	20.2M	22.01M	23.93M	24.61M
EPS (Basic)	1.48	1.01	0.47	0.89	2.98	3.32
EPS (Diluted)	1.48	1.01	0.46	0.89	2.96	3.30
EBITDA	35.99M	26.48M	14.33M	28.51M	98.16M	113.72M
EBIT	33.45M	24M	11.03M	24.48M	92.11M	108.12M
Depreciation & Amortization	2.55M	2.47M	3.3M	4.03M	6.05M	5.61M