Western New England Bancorp Inc.

WNEB | NASDAQ

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$13.82

-$0.06 (-0.43%)

At close: Sep 21, 2026, 4:00 PM ET

$13.92

+$0.10 (+0.72%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $278.13M

Enterprise Value $112.61M

Beta 0.76

Average Volume 50.91K

Shares Outstanding (Diluted) 19.98M

Shares Change YoY -1.64%

Institutional Ownership 63.22%

Exchange NASDAQ

ISIN US9588921018

Price Performance

Price Change 1M -1.0%

Price Change 3M -1.6%

Price Change 6M 7.5%

Price Change YTD 11.9%

Price Change 1Y 11.6%

Price Change 3Y 111.0%

Price Change 5Y 64.5%

1M CAGR (ann.) 1.3%

1Y CAGR (ann.) 13.0%

5Y CAGR (ann.) 14.4%

All-Time CAGR 5.4%

Valuation

PE Ratio 16.45

Forward PE 12.42

PEG Ratio 0.39

Forward PEG 0.84

PS Ratio 2.61

Forward PS 2.80

PB Ratio 1.12

P/FCF Ratio 15.46

P/Adj. FCF Ratio 17.12

P/OCF Ratio 13.96

EV/Sales 1.06

EV/EBIT 10.91

EV/EBITDA 9.76

EV/FCF 6.26

Earnings Yield 6.1%

FCF Yield 6.5%

Adj. FCF Yield 5.8%

Financial Health

Net Cash $165.52M

Total Debt $42.74M

Cash & Short-Term Investments $208.26M

Total Assets $2.73B

Current Ratio 1.62

Quick Ratio 1.62

Debt / Equity Ratio 0.25

Debt / EBITDA 3.71

Debt / FCF 2.38

OCF / Debt 0.46

Interest Coverage 0.22

Altman Z-Score 0.12

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 54.9%

Operating Profit Margin 9.7%

EBITDA Margin 10.8%

Net Profit Margin 15.7%

FCF Margin 16.9%

Adj. FCF Margin 15.3%

SBC / Revenue 1.5%

SBC Impact (per share) -9.7%

Returns

Return on Assets 0.6%

Return on Equity 6.8%

Return on Invested Capital 0.3%

Return on Capital Employed 0.4%

Return on Tangible Assets 0.6%

Historical Growth (CAGR)

Revenue CAGR 3Y 0.1%

Revenue CAGR 5Y 3.0%

Revenue CAGR 10Y 8.0%

EPS CAGR 3Y -7.8%

EPS CAGR 5Y 2.0%

EPS CAGR 10Y 10.8%

FCF CAGR 3Y -7.1%

FCF CAGR 5Y -2.5%

FCF CAGR 10Y 8.3%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 8

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 26, 2026

EPS Estimate (next Q) $0.26

EPS Growth Est (next Q) 62.5%

Revenue Est (next Q) $23.4M

Revenue Growth Est (next Q) 13.4%

Fair Value Estimates

Graham Number $15.36

Graham Upside 11.1%

Lynch Fair Value $4.20

Lynch Upside -69.6%

Price Target $15.75

Price Target Upside 14.0%

Cash Flow

Operating Cash Flow $19.8M

Free Cash Flow $17.99M

Adj. Free Cash Flow $16.24M

FCF Per Share $0.86

OCF Per Share $0.99

OCF/S Ratio 18.4%

Income Statement

Revenue $106.43M

Gross Profit $58.43M

Operating Income $10.33M

EBITDA $11.53M

Net Income $16.75M

EPS (Diluted) $0.84

Revenue / Employee $340.04K

Profit / Employee $53.52K

Employees 313

Dividends

Annual Dividend $0.28

Dividend Yield 2.03%

Payout Ratio 33.3%

FCF Payout Ratio 31.4%

Adj. FCF Payout Ratio 34.8%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 11, 2026