Upbound Group Inc.

UPBD | NASDAQ

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$16.89

-$0.24 (-1.40%)

At close: Sep 21, 2026, 4:00 PM ET

$16.82

-$0.07 (-0.41%)

Pre-market: Sep 22, 2026, 4:18 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $998.57M

Enterprise Value $2.59B

Beta 1.77

Average Volume 951.77K

Shares Outstanding (Diluted) 58.54M

Shares Change YoY -0.22%

Institutional Ownership 98.85%

Exchange NASDAQ

ISIN US76009N1000

Price Performance

Price Change 1M -10.8%

Price Change 3M -9.6%

Price Change 6M -7.9%

Price Change YTD -2.6%

Price Change 1Y -33.8%

Price Change 3Y -41.9%

Price Change 5Y -71.8%

1M CAGR (ann.) -12.2%

1Y CAGR (ann.) -32.0%

5Y CAGR (ann.) -18.0%

All-Time CAGR 0.2%

Valuation

PE Ratio 10.97

Forward PE 3.71

PEG Ratio -0.79

Forward PEG 0.98

PS Ratio 0.21

Forward PS 0.20

PB Ratio 1.34

P/FCF Ratio 2.77

P/Adj. FCF Ratio 3.22

P/OCF Ratio 2.25

EV/Sales 0.55

EV/EBIT 10.81

EV/EBITDA 1.47

EV/FCF 7.27

Earnings Yield 9.1%

FCF Yield 36.1%

Adj. FCF Yield 31.1%

Financial Health

Net Debt $1.32B

Total Debt $1.71B

Cash & Short-Term Investments $105.3M

Total Assets $3.1B

Current Ratio 0.87

Quick Ratio 0.87

Debt / Equity Ratio 2.33

Debt / EBITDA 0.97

Debt / FCF 4.80

OCF / Debt 0.25

Interest Coverage 2.22

Altman Z-Score 2.47

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 49.1%

Operating Profit Margin 5.1%

EBITDA Margin 37.0%

Net Profit Margin 1.9%

FCF Margin 7.5%

Adj. FCF Margin 6.5%

SBC / Revenue 1.1%

SBC Impact (per share) -14.0%

Returns

Return on Assets 2.9%

Return on Equity 12.8%

Return on Invested Capital 6.5%

Return on Capital Employed 9.4%

Return on Tangible Assets 3.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 5.8%

Revenue CAGR 5Y 5.3%

Revenue CAGR 10Y 4.1%

EPS CAGR 3Y 19.5%

EPS CAGR 5Y -16.0%

EPS CAGR 10Y 21.6%

FCF CAGR 3Y 9.5%

FCF CAGR 5Y 13.7%

FCF CAGR 10Y 2.5%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 20

EPS Growth Next 3Y 52.6%

Revenue Growth Next 3Y 3.7%

Earnings Date Oct 28, 2026

EPS Estimate (next Q) $0.94

EPS Growth Est (next Q) -6.0%

Revenue Est (next Q) $1.13B

Revenue Growth Est (next Q) -3.2%

Fair Value Estimates

Graham Number $21.17

Graham Upside 25.3%

Lynch Fair Value $7.70

Lynch Upside -54.4%

Price Target $28

Price Target Upside 65.8%

Cash Flow

Operating Cash Flow $425.45M

Free Cash Flow $355.95M

Adj. Free Cash Flow $306.12M

FCF Per Share $6.27

OCF Per Share $7.50

OCF/S Ratio 9.0%

Income Statement

Revenue $4.74B

Gross Profit $2.33B

Operating Income $241.7M

EBITDA $1.76B

Net Income $90.34M

EPS (Diluted) $1.54

Revenue / Employee $393.72K

Profit / Employee $7.5K

Employees 12,050

Dividends

Annual Dividend $1.56

Dividend Yield 9.24%

Payout Ratio 101.3%

FCF Payout Ratio 25.4%

Adj. FCF Payout Ratio 29.5%

Dividend Growth (YoY) 1.3%

Pay Frequency Quarterly

Ex-Dividend Date Jun 15, 2026