Turkiye Garanti Bankasi A.S.
TKGBY | OTC
$2.50
-$0.21 (-7.75%)
Sep 21, 2026, 4:00 PM ET · Market open
Market Data
Market Cap $10.5B
Enterprise Value $-43.61B
Beta 0.42
Average Volume N/A
Shares Outstanding (Diluted) 4.2B
Shares Change YoY 0%
Institutional Ownership 0.00%
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M -9.1%
Price Change 3M -20.6%
Price Change 6M -20.4%
Price Change YTD -26.5%
Price Change 1Y -30.6%
Price Change 3Y 33.0%
Price Change 5Y 142.7%
1M CAGR (ann.) -10.7%
1Y CAGR (ann.) -25.8%
5Y CAGR (ann.) 23.5%
All-Time CAGR 5.8%
Valuation
PE Ratio 3.75
Forward PE 2.84
PEG Ratio 0.23
Forward PEG 0.12
PS Ratio 0.77
Forward PS 0.80
PB Ratio 1.11
P/FCF Ratio -5.71
P/Adj. FCF Ratio -5.71
P/OCF Ratio 1.88
EV/Sales -0.09
EV/EBIT -0.67
EV/EBITDA -0.64
EV/FCF 0.66
Earnings Yield 19.5%
FCF Yield -12.8%
Adj. FCF Yield -12.8%
Financial Health
Net Cash ₺461.3B
Total Debt ₺343.48B
Cash & Short-Term Investments ₺804.78B
Total Assets ₺3.82T
Current Ratio 3.11
Quick Ratio 3.11
Debt / Equity Ratio 1.36
Debt / EBITDA 5.06
Debt / FCF -5.23
OCF / Debt -0.15
Interest Coverage 0.27
Altman Z-Score 0.45
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 41.6%
Operating Profit Margin 39.0%
EBITDA Margin 13.8%
Net Profit Margin 10.1%
FCF Margin -13.4%
Adj. FCF Margin -13.4%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 2.3%
Return on Equity 26.9%
Return on Invested Capital 2.2%
Return on Capital Employed 3.3%
Return on Tangible Assets 2.3%
Historical Growth (CAGR)
Revenue CAGR 3Y 74.9%
Revenue CAGR 5Y 69.3%
Revenue CAGR 10Y 43.5%
EPS CAGR 3Y 51.4%
EPS CAGR 5Y 76.5%
EPS CAGR 10Y 38.2%
FCF CAGR 3Y -200.1%
FCF CAGR 5Y -12.6%
FCF CAGR 10Y 21.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 27, 2026
EPS Estimate (next Q) $0
EPS Growth Est (next Q) -9.0%
Revenue Est (next Q) $58.8M
Revenue Growth Est (next Q) 27.5%
Fair Value Estimates
Graham Number $6.28
Graham Upside 151.2%
Lynch Fair Value $16.68
Lynch Upside 567.2%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow ₺-51.64B
Free Cash Flow ₺-65.65B
Adj. Free Cash Flow ₺-65.65B
FCF Per Share $45.83
OCF Per Share $47.45
OCF/S Ratio 16.8%
Income Statement
Revenue ₺488.24B
Gross Profit ₺345.95B
Operating Income ₺190.38B
EBITDA ₺67.92B
Net Income ₺100.03B
EPS (Diluted) $23.83
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $0.12
Dividend Yield 4.80%
Payout Ratio 0.5%
FCF Payout Ratio -28.5%
Adj. FCF Payout Ratio -28.5%
Dividend Growth (YoY) 2.1%
Pay Frequency Irregular
Ex-Dividend Date Apr 7, 2026
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