S&T Bancorp Inc.

STBA | NASDAQ

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$49.56

-$0.61 (-1.22%)

At close: Sep 21, 2026, 4:00 PM ET

$49.38

-$0.18 (-0.36%)

Pre-market: Sep 22, 2026, 4:44 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.77B

Enterprise Value $1.7B

Beta 0.83

Average Volume 260.91K

Shares Outstanding (Diluted) 36.59M

Shares Change YoY -5.3%

Institutional Ownership 70.39%

Exchange NASDAQ

ISIN US7838591011

Price Performance

Price Change 1M -1.7%

Price Change 3M 2.9%

Price Change 6M 20.4%

Price Change YTD 26.3%

Price Change 1Y 28.2%

Price Change 3Y 87.9%

Price Change 5Y 74.5%

1M CAGR (ann.) -2.2%

1Y CAGR (ann.) 35.2%

5Y CAGR (ann.) 16.8%

All-Time CAGR 5.5%

Valuation

PE Ratio 13.25

Forward PE 11.53

PEG Ratio 1.39

Forward PEG 10.58

PS Ratio 3.13

Forward PS 4.00

PB Ratio 0.18

P/FCF Ratio 11.82

P/Adj. FCF Ratio 11.82

P/OCF Ratio 12.27

EV/Sales 3.04

EV/EBIT 10.55

EV/EBITDA 10.55

EV/FCF 11.48

Earnings Yield 7.5%

FCF Yield 8.5%

Adj. FCF Yield 8.5%

Financial Health

Net Cash $50.07M

Total Debt $90.27M

Cash & Short-Term Investments $140.34M

Total Assets $18.16B

Current Ratio 1.09

Quick Ratio 1.09

Debt / Equity Ratio 0.20

Debt / EBITDA 0.56

Debt / FCF 0.61

OCF / Debt 1.64

Interest Coverage 1.02

Altman Z-Score 0.19

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 70.0%

Operating Profit Margin 28.8%

EBITDA Margin 28.8%

Net Profit Margin 25.2%

FCF Margin 26.5%

Adj. FCF Margin 26.5%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.4%

Return on Equity 9.7%

Return on Invested Capital 1.3%

Return on Capital Employed 1.6%

Return on Tangible Assets 1.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 5.3%

Revenue CAGR 5Y 9.0%

Revenue CAGR 10Y 7.5%

EPS CAGR 3Y -1.3%

EPS CAGR 5Y 7.7%

EPS CAGR 10Y 6.5%

FCF CAGR 3Y -8.6%

FCF CAGR 5Y -5.7%

FCF CAGR 10Y 9.0%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 12

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $56.82

Graham Upside 14.7%

Lynch Fair Value $28.84

Lynch Upside -41.8%

Price Target $53.50

Price Target Upside 7.9%

Cash Flow

Operating Cash Flow $148.35M

Free Cash Flow $147.86M

Adj. Free Cash Flow $147.86M

FCF Per Share $4.04

OCF Per Share $4.04

OCF/S Ratio 26.5%

Income Statement

Revenue $558.86M

Gross Profit $390.94M

Operating Income $160.9M

EBITDA $160.9M

Net Income $140.64M

EPS (Diluted) $3.74

Revenue / Employee $462.25K

Profit / Employee $116.33K

Employees 1,209

Dividends

Annual Dividend $1.46

Dividend Yield 2.95%

Payout Ratio 39.0%

FCF Payout Ratio 36.0%

Adj. FCF Payout Ratio 36.0%

Dividend Growth (YoY) 7.3%

Pay Frequency Quarterly

Ex-Dividend Date Aug 17, 2026