1st Source Corporation

SRCE | NASDAQ

Price Alert Chart Builder DCF Calculator

$85.81

-$0.07 (-0.08%)

At close: Sep 21, 2026, 4:00 PM ET

$86

+$0.19 (+0.22%)

Pre-market: Sep 22, 2026, 7:50 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $2.07B

Enterprise Value $606.16M

Beta 0.55

Average Volume 129K

Shares Outstanding (Diluted) 24.17M

Shares Change YoY -1.5%

Institutional Ownership 73.09%

Exchange NASDAQ

ISIN US3369011032

Price Performance

Price Change 1M 0.0%

Price Change 3M 8.7%

Price Change 6M 26.1%

Price Change YTD 37.4%

Price Change 1Y 36.3%

Price Change 3Y 106.4%

Price Change 5Y 84.3%

1M CAGR (ann.) -2.5%

1Y CAGR (ann.) 34.7%

5Y CAGR (ann.) 16.3%

All-Time CAGR 8.8%

Valuation

PE Ratio 12.29

Forward PE 11.46

PEG Ratio 0.55

Forward PEG 5.68

PS Ratio 3.39

Forward PS 4.30

PB Ratio 1.58

P/FCF Ratio 9.44

P/Adj. FCF Ratio 9.74

P/OCF Ratio 9.59

EV/Sales 1.00

EV/EBIT 2.74

EV/EBITDA 2.66

EV/FCF 2.77

Earnings Yield 8.1%

FCF Yield 10.6%

Adj. FCF Yield 10.3%

Financial Health

Net Cash $1.36B

Total Debt $136M

Cash & Short-Term Investments $1.6B

Total Assets $9.26B

Current Ratio 0.51

Quick Ratio 0.51

Debt / Equity Ratio 0.22

Debt / EBITDA 0.60

Debt / FCF 0.62

OCF / Debt 1.59

Interest Coverage 1.42

Altman Z-Score 0.45

Piotroski F-Score 9

Margins & Profitability

Gross Profit Margin 72.8%

Operating Profit Margin 36.4%

EBITDA Margin 37.5%

Net Profit Margin 28.1%

FCF Margin 35.9%

Adj. FCF Margin 34.8%

SBC / Revenue 1.1%

SBC Impact (per share) -3.1%

Returns

Return on Assets 1.9%

Return on Equity 13.4%

Return on Invested Capital 1.8%

Return on Capital Employed 2.4%

Return on Tangible Assets 1.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 10.6%

Revenue CAGR 5Y 11.1%

Revenue CAGR 10Y 8.3%

EPS CAGR 3Y 10.9%

EPS CAGR 5Y 11.2%

EPS CAGR 10Y 12.4%

FCF CAGR 3Y 7.4%

FCF CAGR 5Y 2.3%

FCF CAGR 10Y 16.5%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 4

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $1.83

EPS Growth Est (next Q) 7.0%

Revenue Est (next Q) $118.11M

Revenue Growth Est (next Q) 6.7%

Fair Value Estimates

Graham Number $93.76

Graham Upside 9.3%

Lynch Fair Value $78.39

Lynch Upside -8.7%

Price Target $93.50

Price Target Upside 9.0%

Cash Flow

Operating Cash Flow $216.37M

Free Cash Flow $218.74M

Adj. Free Cash Flow $212.02M

FCF Per Share $9.05

OCF Per Share $8.95

OCF/S Ratio 35.6%

Income Statement

Revenue $608.55M

Gross Profit $443.08M

Operating Income $221.45M

EBITDA $228.01M

Net Income $170.93M

EPS (Diluted) $6.98

Revenue / Employee $511.39K

Profit / Employee $143.64K

Employees 1,190

Dividends

Annual Dividend $1.68

Dividend Yield 1.96%

Payout Ratio 24.1%

FCF Payout Ratio 18.5%

Adj. FCF Payout Ratio 19.1%

Dividend Growth (YoY) 13.5%

Pay Frequency Quarterly

Ex-Dividend Date Aug 3, 2026