South Plains Financial Inc.

SPFI | NASDAQ

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$44.08

+$0.20 (+0.46%)

At close: Sep 21, 2026, 4:00 PM ET

$44.08

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	296.89M	283.1M	248.52M	231.94M	227.51M	235.58M
Cost of Revenue	90.19M	98.1M	76.9M	20.07M	11.35M	41.52M
Gross Profit	206.69M	185M	171.62M	211.86M	216.16M	194.07M
Operating Income	74.07M	63.29M	79.42M	73.15M	73.12M	56.6M
Interest Income	252M	240.9M	212.03M	161.17M	135.04M	138.23M
Pretax Income	74.07M	63.29M	79.42M	73.15M	73.12M	56.6M
Net Income	58.47M	49.72M	62.75M	58.24M	58.61M	45.35M
Selling & General & Admin	93M	78.12M	82.83M	89.94M	96.59M	92.31M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	39.62M	43.59M	9.37M	48.78M	46.45M	45.15M
Operating Expenses	132.62M	121.71M	92.2M	138.71M	143.04M	137.46M
Interest Expense	85M	93.8M	72.29M	22.69M	13.27M	15.95M
Selling & Marketing Expenses	n/a	3.78M	3.45M	3.61M	3.23M	3.09M
Cost & Expenses	222.81M	219.81M	169.1M	158.79M	154.39M	178.98M
Income Tax Expense	15.6M	13.58M	16.67M	14.91M	14.51M	11.25M
Shares Outstanding (Basic)	16.25M	16.46M	16.42M	17.03M	17.76M	18.08M
Shares Outstanding (Diluted)	16.99M	16.46M	16.42M	17.03M	17.76M	18.08M
EPS (Basic)	3.60	3.03	3.73	3.35	3.26	2.51
EPS (Diluted)	3.44	2.92	3.62	3.23	3.17	2.51
EBITDA	79.89M	69.8M	85.83M	80.12M	79.56M	63.18M
EBIT	74.07M	63.29M	79.42M	73.15M	73.12M	56.6M
Depreciation & Amortization	5.81M	6.51M	6.41M	6.97M	6.5M	6.58M