Southern Missouri Bancorp Inc.

SMBC | NASDAQ

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$72.03

-$0.46 (-0.63%)

At close: Sep 21, 2026, 4:00 PM ET

$71.61

-$0.42 (-0.58%)

Pre-market: Sep 22, 2026, 4:48 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $798.52M

Enterprise Value $399.99M

Beta 0.85

Average Volume 100.2K

Shares Outstanding (Diluted) 11.01M

Shares Change YoY -2.32%

Institutional Ownership 55.93%

Exchange NASDAQ

ISIN US8433801060

Price Performance

Price Change 1M -2.7%

Price Change 3M -2.3%

Price Change 6M 14.8%

Price Change YTD 22.9%

Price Change 1Y 29.7%

Price Change 3Y 85.0%

Price Change 5Y 66.5%

1M CAGR (ann.) -6.6%

1Y CAGR (ann.) 33.5%

5Y CAGR (ann.) 12.6%

All-Time CAGR 14.3%

Valuation

PE Ratio 11.20

Forward PE 10.79

PEG Ratio 0.46

Forward PEG 1.70

PS Ratio 2.57

Forward PS 3.80

PB Ratio 1.34

P/FCF Ratio 8.82

P/Adj. FCF Ratio 8.96

P/OCF Ratio 9.81

EV/Sales 1.29

EV/EBIT 4.51

EV/EBITDA 4.13

EV/FCF 4.45

Earnings Yield 8.9%

FCF Yield 11.3%

Adj. FCF Yield 11.2%

Financial Health

Net Cash $393.46M

Total Debt $148.28M

Cash & Short-Term Investments $541.74M

Total Assets $5.23B

Current Ratio 1.10

Quick Ratio 1.10

Debt / Equity Ratio 0.25

Debt / EBITDA 1.53

Debt / FCF 1.65

OCF / Debt 0.63

Interest Coverage 0.76

Altman Z-Score 0.42

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 61.7%

Operating Profit Margin 28.7%

EBITDA Margin 31.3%

Net Profit Margin 23.2%

FCF Margin 29.1%

Adj. FCF Margin 28.6%

SBC / Revenue 0.5%

SBC Impact (per share) -1.6%

Returns

Return on Assets 1.4%

Return on Equity 12.5%

Return on Invested Capital 11.7%

Return on Capital Employed 11.1%

Return on Tangible Assets 1.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 15.1%

Revenue CAGR 5Y 19.0%

Revenue CAGR 10Y 16.9%

EPS CAGR 3Y 18.2%

EPS CAGR 5Y 4.3%

EPS CAGR 10Y 12.5%

FCF CAGR 3Y 16.9%

FCF CAGR 5Y 16.3%

FCF CAGR 10Y 29.1%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 3

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $88.27

Graham Upside 22.6%

Lynch Fair Value $32.15

Lynch Upside -55.4%

Price Target $84

Price Target Upside 16.6%

Cash Flow

Operating Cash Flow $93.87M

Free Cash Flow $89.94M

Adj. Free Cash Flow $88.54M

FCF Per Share $6.98

OCF Per Share $7.34

OCF/S Ratio 26.0%

Income Statement

Revenue $309.32M

Gross Profit $190.72M

Operating Income $88.78M

EBITDA $96.82M

Net Income $71.84M

EPS (Diluted) $6.43

Revenue / Employee $430.8K

Profit / Employee $100.06K

Employees 718

Dividends

Annual Dividend $1.02

Dividend Yield 1.42%

Payout Ratio 15.9%

FCF Payout Ratio 12.2%

Adj. FCF Payout Ratio 12.4%

Dividend Growth (YoY) 8.5%

Pay Frequency Quarterly

Ex-Dividend Date Aug 13, 2026