Shore Bancshares Inc.

SHBI | NASDAQ

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$23.19

-$0.04 (-0.17%)

At close: Sep 21, 2026, 4:00 PM ET

$23.11

-$0.08 (-0.35%)

Pre-market: Sep 22, 2026, 4:30 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $777.18M

Enterprise Value $732.71M

Beta 0.80

Average Volume 205.45K

Shares Outstanding (Diluted) 33.46M

Shares Change YoY 0.22%

Institutional Ownership 66.32%

Exchange NASDAQ

ISIN US8251071051

Price Performance

Price Change 1M -0.3%

Price Change 3M 3.2%

Price Change 6M 26.6%

Price Change YTD 33.2%

Price Change 1Y 35.1%

Price Change 3Y 122.3%

Price Change 5Y 32.4%

1M CAGR (ann.) -3.0%

1Y CAGR (ann.) 40.0%

5Y CAGR (ann.) 9.1%

All-Time CAGR 1.1%

Valuation

PE Ratio 11.71

Forward PE 10.29

PEG Ratio 0.49

Forward PEG 2.45

PS Ratio 4.47

Forward PS 3.00

PB Ratio 1.26

P/FCF Ratio 10.94

P/Adj. FCF Ratio 11.30

P/OCF Ratio 8.62

EV/Sales 4.22

EV/EBIT 11.74

EV/EBITDA 10.62

EV/FCF 10.33

Earnings Yield 8.5%

FCF Yield 9.1%

Adj. FCF Yield 8.8%

Financial Health

Net Cash $43.14M

Total Debt $10.2M

Cash & Short-Term Investments $53.34M

Total Assets $6.15B

Current Ratio 0.18

Quick Ratio 0.18

Debt / Equity Ratio 0.16

Debt / EBITDA 0.15

Debt / FCF 0.14

OCF / Debt 7.27

Interest Coverage 0.80

Altman Z-Score -0.66

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 66.5%

Operating Profit Margin 22.9%

EBITDA Margin 29.5%

Net Profit Margin 19.1%

FCF Margin 40.8%

Adj. FCF Margin 39.5%

SBC / Revenue 0.8%

SBC Impact (per share) -3.2%

Returns

Return on Assets 1.1%

Return on Equity 11.1%

Return on Invested Capital 8.8%

Return on Capital Employed 11.7%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 3.6%

Revenue CAGR 5Y 19.1%

Revenue CAGR 10Y 12.1%

EPS CAGR 3Y 11.5%

EPS CAGR 5Y 9.3%

EPS CAGR 10Y 11.1%

FCF CAGR 3Y 24.7%

FCF CAGR 5Y 34.4%

FCF CAGR 10Y 16.5%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 6

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $28.65

Graham Upside 23.5%

Lynch Fair Value $18.39

Lynch Upside -20.7%

Price Target $26.50

Price Target Upside 14.3%

Cash Flow

Operating Cash Flow $74.18M

Free Cash Flow $70.95M

Adj. Free Cash Flow $68.66M

FCF Per Share $2.61

OCF Per Share $2.69

OCF/S Ratio 26.0%

Income Statement

Revenue $173.71M

Gross Profit $109.64M

Operating Income $39.77M

EBITDA $68.98M

Net Income $66.19M

EPS (Diluted) $1.98

Revenue / Employee $288.56K

Profit / Employee $109.95K

Employees 602

Dividends

Annual Dividend $0.52

Dividend Yield 2.24%

Payout Ratio 26.3%

FCF Payout Ratio 22.7%

Adj. FCF Payout Ratio 23.4%

Dividend Growth (YoY) 8.3%

Pay Frequency Quarterly

Ex-Dividend Date Sep 1, 2026