Safety Insurance Group Inc.

SAFT | NASDAQ

Price Alert Chart Builder DCF Calculator

$103.64

+$0.13 (+0.13%)

At close: Sep 21, 2026, 4:00 PM ET

$103.64

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.52B

Enterprise Value $-16.91M

Beta 0.18

Average Volume 178.98K

Shares Outstanding (Diluted) 14.56M

Shares Change YoY -1.51%

Institutional Ownership 84.54%

Exchange NASDAQ

ISIN US78648T1007

Price Performance

Price Change 1M -0.1%

Price Change 3M 42.5%

Price Change 6M 42.3%

Price Change YTD 36.9%

Price Change 1Y 43.9%

Price Change 3Y 48.8%

Price Change 5Y 31.7%

1M CAGR (ann.) 1.0%

1Y CAGR (ann.) 49.5%

5Y CAGR (ann.) 10.4%

All-Time CAGR 8.5%

Valuation

PE Ratio 22.34

Forward PE 15.29

PEG Ratio -1.22

Forward PEG 0.53

PS Ratio 1.19

Forward PS 1.00

PB Ratio 1.74

P/FCF Ratio 8.66

P/Adj. FCF Ratio 8.92

P/OCF Ratio 8.34

EV/Sales -0.01

EV/EBIT -0.19

EV/EBITDA -0.17

EV/FCF -0.10

Earnings Yield 4.5%

FCF Yield 11.6%

Adj. FCF Yield 11.2%

Financial Health

Net Cash $1.55B

Total Debt $59.77M

Cash & Short-Term Investments $1.6B

Total Assets $2.5B

Current Ratio 1.42

Quick Ratio 1.42

Debt / Equity Ratio 0.07

Debt / EBITDA 0.61

Debt / FCF 0.34

OCF / Debt 3.02

Interest Coverage 36.23

Altman Z-Score 1.98

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 42.0%

Operating Profit Margin 6.8%

EBITDA Margin 6.7%

Net Profit Margin 4.7%

FCF Margin 13.7%

Adj. FCF Margin 13.3%

SBC / Revenue 0.3%

SBC Impact (per share) -2.9%

Returns

Return on Assets 2.7%

Return on Equity 7.8%

Return on Invested Capital 7.4%

Return on Capital Employed 9.3%

Return on Tangible Assets 2.8%

Historical Growth (CAGR)

Revenue CAGR 3Y 15.2%

Revenue CAGR 5Y 8.0%

Revenue CAGR 10Y 4.7%

EPS CAGR 3Y 24.4%

EPS CAGR 5Y -16.5%

EPS CAGR 10Y 2.2%

FCF CAGR 3Y 81.9%

FCF CAGR 5Y 5.1%

FCF CAGR 10Y 7.7%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 1, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $79.39

Graham Upside -23.4%

Lynch Fair Value $23.20

Lynch Upside -77.6%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $180.3M

Free Cash Flow $175.72M

Adj. Free Cash Flow $170.67M

FCF Per Share $12.10

OCF Per Share $12.42

OCF/S Ratio 12.2%

Income Statement

Revenue $1.28B

Gross Profit $619.05M

Operating Income $87.52M

EBITDA $98.74M

Net Income $68.62M

EPS (Diluted) $4.64

Revenue / Employee $2.25M

Profit / Employee $120.8K

Employees 568

Dividends

Annual Dividend $3.68

Dividend Yield 3.55%

Payout Ratio 79.3%

FCF Payout Ratio 30.7%

Adj. FCF Payout Ratio 31.6%

Dividend Growth (YoY) 1.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 31, 2026