Regional Management Corp.

RM | NYSE

Price Alert Chart Builder DCF Calculator

$31.50

+$0.11 (+0.35%)

At close: Sep 21, 2026, 4:00 PM ET

$31.50

$0 (0.00%)

After-hours: Sep 21, 2026, 4:01 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $289.04M

Enterprise Value $2B

Beta 0.99

Average Volume 78.31K

Shares Outstanding (Diluted) 9.6M

Shares Change YoY -2.43%

Institutional Ownership 88.19%

Exchange NYSE

ISIN US75902K1060

Price Performance

Price Change 1M -8.1%

Price Change 3M -19.0%

Price Change 6M -2.4%

Price Change YTD -19.7%

Price Change 1Y -28.5%

Price Change 3Y 17.7%

Price Change 5Y -48.7%

1M CAGR (ann.) -4.2%

1Y CAGR (ann.) -25.9%

5Y CAGR (ann.) -8.2%

All-Time CAGR 6.1%

Valuation

PE Ratio 6.63

Forward PE 4.78

PEG Ratio 0.16

Forward PEG 0.27

PS Ratio 0.43

Forward PS 0.40

PB Ratio 0.77

P/FCF Ratio 0.91

P/Adj. FCF Ratio 0.94

P/OCF Ratio 0.86

EV/Sales 2.98

EV/EBIT 15.51

EV/EBITDA 14.04

EV/FCF 6.30

Earnings Yield 15.1%

FCF Yield 109.4%

Adj. FCF Yield 106.0%

Financial Health

Net Debt $1.66B

Total Debt $1.72B

Cash & Short-Term Investments $6.8M

Total Assets $2.13B

Current Ratio 64.04

Quick Ratio 64.04

Debt / Equity Ratio 4.54

Debt / EBITDA 12.05

Debt / FCF 5.41

OCF / Debt 0.19

Interest Coverage 1.43

Altman Z-Score 2.00

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 75.7%

Operating Profit Margin 27.7%

EBITDA Margin 22.0%

Net Profit Margin 7.0%

FCF Margin 47.4%

Adj. FCF Margin 45.9%

SBC / Revenue 1.5%

SBC Impact (per share) -3.1%

Returns

Return on Assets 2.2%

Return on Equity 12.5%

Return on Invested Capital 4.8%

Return on Capital Employed 6.2%

Return on Tangible Assets 2.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 8.0%

Revenue CAGR 5Y 11.7%

Revenue CAGR 10Y 11.5%

EPS CAGR 3Y 18.7%

EPS CAGR 5Y -6.0%

EPS CAGR 10Y 9.3%

FCF CAGR 3Y 13.1%

FCF CAGR 5Y 13.6%

FCF CAGR 10Y 15.4%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 1

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 3, 2026

EPS Estimate (next Q) $1.45

EPS Growth Est (next Q) 2.1%

Revenue Est (next Q) $168.89M

Revenue Growth Est (next Q) 2.1%

Fair Value Estimates

Graham Number $67.07

Graham Upside 112.9%

Lynch Fair Value $23.75

Lynch Upside -24.6%

Price Target $43

Price Target Upside 36.5%

Cash Flow

Operating Cash Flow $328.51M

Free Cash Flow $317.45M

Adj. Free Cash Flow $307.59M

FCF Per Share $35.32

OCF Per Share $36.55

OCF/S Ratio 49.0%

Income Statement

Revenue $670.46M

Gross Profit $504.81M

Operating Income $185.89M

EBITDA $142.54M

Net Income $49.64M

EPS (Diluted) $4.75

Revenue / Employee $317.45K

Profit / Employee $23.5K

Employees 2,112

Dividends

Annual Dividend $1.20

Dividend Yield 3.81%

Payout Ratio 25.3%

FCF Payout Ratio 3.7%

Adj. FCF Payout Ratio 3.8%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 18, 2026