Republic Bancorp Inc.

RBCAA | NASDAQ

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$93.77

-$0.07 (-0.07%)

At close: Sep 21, 2026, 4:00 PM ET

$93.77

$0 (-0.01%)

After-hours: Sep 21, 2026, 4:15 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.64B

Enterprise Value $1.52B

Beta 0.55

Average Volume 101.69K

Shares Outstanding (Diluted) 19.83M

Shares Change YoY 0.18%

Institutional Ownership 26.22%

Exchange NASDAQ

ISIN US7602812049

Price Performance

Price Change 1M -0.6%

Price Change 3M 7.6%

Price Change 6M 36.4%

Price Change YTD 37.9%

Price Change 1Y 26.3%

Price Change 3Y 116.2%

Price Change 5Y 86.3%

1M CAGR (ann.) -5.3%

1Y CAGR (ann.) 28.8%

5Y CAGR (ann.) 17.1%

All-Time CAGR 11.5%

Valuation

PE Ratio 35.12

Forward PE 12.00

PEG Ratio 8.39

Forward PEG -15.47

PS Ratio 3.18

Forward PS 3.80

PB Ratio 1.45

P/FCF Ratio 11.91

P/Adj. FCF Ratio 12.14

P/OCF Ratio 13.19

EV/Sales 2.95

EV/EBIT 8.63

EV/EBITDA 7.95

EV/FCF 11.04

Earnings Yield 2.9%

FCF Yield 8.4%

Adj. FCF Yield 8.2%

Financial Health

Net Cash $151.27M

Total Debt $479.33M

Cash & Short-Term Investments $599.11M

Total Assets $7.25B

Current Ratio 3.81

Quick Ratio 3.81

Debt / Equity Ratio 0.22

Debt / EBITDA 2.51

Debt / FCF 3.48

OCF / Debt 0.31

Interest Coverage 1.79

Altman Z-Score 0.55

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 75.8%

Operating Profit Margin 34.2%

EBITDA Margin 35.9%

Net Profit Margin 25.4%

FCF Margin 26.7%

Adj. FCF Margin 26.2%

SBC / Revenue 0.6%

SBC Impact (per share) -1.9%

Returns

Return on Assets 1.8%

Return on Equity 11.4%

Return on Invested Capital 1.9%

Return on Capital Employed 2.4%

Return on Tangible Assets 1.8%

Historical Growth (CAGR)

Revenue CAGR 3Y 11.3%

Revenue CAGR 5Y 10.1%

Revenue CAGR 10Y 9.7%

EPS CAGR 3Y -15.8%

EPS CAGR 5Y -9.2%

EPS CAGR 10Y 3.7%

FCF CAGR 3Y -0.4%

FCF CAGR 5Y 20.8%

FCF CAGR 10Y 9.9%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 2

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 15, 2026

EPS Estimate (next Q) $1.65

EPS Growth Est (next Q) 8.6%

Revenue Est (next Q) $100.35M

Revenue Growth Est (next Q) 9.2%

Fair Value Estimates

Graham Number $59.25

Graham Upside -36.8%

Lynch Fair Value $13.35

Lynch Upside -85.8%

Price Target $51

Price Target Upside -45.6%

Cash Flow

Operating Cash Flow $148.03M

Free Cash Flow $137.64M

Adj. Free Cash Flow $135.02M

FCF Per Share $6.69

OCF Per Share $7.11

OCF/S Ratio 27.9%

Income Statement

Revenue $515.09M

Gross Profit $386.06M

Operating Income $176.13M

EBITDA $191.17M

Net Income $137.7M

EPS (Diluted) $2.67

Revenue / Employee $529.38K

Profit / Employee $141.52K

Employees 973

Dividends

Annual Dividend $1.94

Dividend Yield 2.07%

Payout Ratio 72.5%

FCF Payout Ratio 25.2%

Adj. FCF Payout Ratio 25.7%

Dividend Growth (YoY) 10.0%

Pay Frequency Quarterly

Ex-Dividend Date Sep 17, 2026