Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

PSZKY | OTC

Price Alert Chart Builder DCF Calculator

$32.50

+$0.24 (+0.74%)

At close: Sep 22, 2026, 3:54 PM ET

$33

+$0.50 (+1.54%)

After-hours: Sep 22, 2026, 12:56 PM ET

Overview Rating Statistics Financials Earnings Ownership Dividends Profile

Market Data

Market Cap $40.33B

Enterprise Value $146.68B

Beta 0.65

Average Volume N/A

Shares Outstanding (Diluted) 1.25B

Shares Change YoY 0%

Institutional Ownership N/A

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M 3.7%

Price Change 3M 9.0%

Price Change 6M 38.6%

Price Change YTD 30.6%

Price Change 1Y 66.5%

Price Change 3Y 514.5%

Price Change 5Y 215.3%

1M CAGR (ann.) 12.1%

1Y CAGR (ann.) 71.0%

5Y CAGR (ann.) 32.6%

All-Time CAGR 8.0%

Valuation

PE Ratio 15.69

Forward PE N/A

PEG Ratio 1.79

Forward PEG 0.66

PS Ratio 4.54

Forward PS 4.60

PB Ratio 2.80

P/FCF Ratio 42.43

P/Adj. FCF Ratio 42.43

P/OCF Ratio 21.64

EV/Sales 4.23

EV/EBIT 10.57

EV/EBITDA 9.48

EV/FCF 39.47

Earnings Yield 6.5%

FCF Yield 2.4%

Adj. FCF Yield 2.4%

Financial Health

Net Debt zł1.45B

Total Debt zł31.2B

Cash & Short-Term Investments zł29.76B

Total Assets zł547.3B

Current Ratio 0.03

Quick Ratio 0.03

Debt / Equity Ratio 0.84

Debt / EBITDA 2.02

Debt / FCF 8.40

OCF / Debt 0.16

Interest Coverage 1.91

Altman Z-Score -0.67

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 76.0%

Operating Profit Margin 49.2%

EBITDA Margin 43.0%

Net Profit Margin 29.7%

FCF Margin 10.7%

Adj. FCF Margin 10.7%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.8%

Return on Equity 18.9%

Return on Invested Capital 9.0%

Return on Capital Employed 12.6%

Return on Tangible Assets 1.8%

Historical Growth (CAGR)

Revenue CAGR 3Y 26.0%

Revenue CAGR 5Y 18.5%

Revenue CAGR 10Y 12.3%

EPS CAGR 3Y 32.7%

EPS CAGR 5Y 25.3%

EPS CAGR 10Y 13.0%

FCF CAGR 3Y -47.1%

FCF CAGR 5Y -36.7%

FCF CAGR 10Y -8.5%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date May 10, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) $539.89M

Revenue Growth Est (next Q) -20.2%

Fair Value Estimates

Graham Number $24.98

Graham Upside -22.6%

Lynch Fair Value $51.41

Lynch Upside 59.4%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow zł4.96B

Free Cash Flow zł3.72B

Adj. Free Cash Flow zł3.72B

FCF Per Share $4.62

OCF Per Share $5.83

OCF/S Ratio 19.9%

Income Statement

Revenue zł34.71B

Gross Profit zł30.34B

Operating Income zł17.09B

EBITDA zł15.48B

Net Income zł10.04B

EPS (Diluted) $8.04

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $1.64

Dividend Yield 5.08%

Payout Ratio 20.4%

FCF Payout Ratio 87.1%

Adj. FCF Payout Ratio 87.1%

Dividend Growth (YoY) 9.3%

Pay Frequency Annual

Ex-Dividend Date Aug 4, 2026