Postal Savings Bank of China Co. Ltd.

PSTVY | OTC

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$13.80

-$0.90 (-6.12%)

At close: Sep 21, 2026, 2:04 PM ET

$13.80

$0 (0.00%)

After-hours: Sep 21, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Ownership Dividends Profile

Market Data

Market Cap $80.3B

Enterprise Value $159.07B

Beta 0.39

Average Volume N/A

Shares Outstanding (Diluted) 6B

Shares Change YoY 24.62%

Institutional Ownership N/A

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M 9.6%

Price Change 3M 8.4%

Price Change 6M 10.1%

Price Change YTD 1.4%

Price Change 1Y -7.4%

Price Change 3Y 41.1%

Price Change 5Y 3.1%

1M CAGR (ann.) 23.2%

1Y CAGR (ann.) -3.5%

5Y CAGR (ann.) 3.8%

All-Time CAGR 5.2%

Valuation

PE Ratio 6.52

Forward PE N/A

PEG Ratio -0.60

Forward PEG 1.75

PS Ratio 0.99

Forward PS 1.30

PB Ratio 0.52

P/FCF Ratio 5.72

P/Adj. FCF Ratio 5.72

P/OCF Ratio 1,378.44

EV/Sales 0.28

EV/EBIT 1.64

EV/EBITDA 1.64

EV/FCF 1.62

Earnings Yield 16.0%

FCF Yield 18.2%

Adj. FCF Yield 18.2%

Financial Health

Net Cash ¥394.11B

Total Debt ¥1.04T

Cash & Short-Term Investments ¥1.42T

Total Assets ¥19.82T

Current Ratio 2.04

Quick Ratio 2.04

Debt / Equity Ratio 0.99

Debt / EBITDA 10.65

Debt / FCF 10.55

OCF / Debt 0.11

Interest Coverage 0.19

Altman Z-Score 0.13

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 83.8%

Operating Profit Margin 26.2%

EBITDA Margin 7.9%

Net Profit Margin 23.1%

FCF Margin 17.3%

Adj. FCF Margin 17.3%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 0.5%

Return on Equity 8.4%

Return on Invested Capital 0.1%

Return on Capital Employed 0.1%

Return on Tangible Assets 0.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 11.5%

Revenue CAGR 5Y 8.7%

Revenue CAGR 10Y 12.8%

EPS CAGR 3Y -6.7%

EPS CAGR 5Y -1.1%

EPS CAGR 10Y 3.8%

FCF CAGR 3Y -55.8%

FCF CAGR 5Y -105.5%

FCF CAGR 10Y 52.8%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Apr 26, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) $2.03B

Revenue Growth Est (next Q) 26.1%

Fair Value Estimates

Graham Number $7.62

Graham Upside -44.8%

Lynch Fair Value $10.58

Lynch Upside -23.3%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow ¥111.13B

Free Cash Flow ¥98.11B

Adj. Free Cash Flow ¥98.11B

FCF Per Share -$0.03

OCF Per Share $0.07

OCF/S Ratio 2.3%

Income Statement

Revenue ¥566.36B

Gross Profit ¥333.57B

Operating Income ¥148.25B

EBITDA ¥97.21B

Net Income ¥89.31B

EPS (Diluted) $14.80

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $0.87

Dividend Yield 6.30%

Payout Ratio 5.9%

FCF Payout Ratio 62.7%

Adj. FCF Payout Ratio 62.7%

Dividend Growth (YoY) 20.6%

Pay Frequency Irregular

Ex-Dividend Date Dec 2, 2026