Primerica Inc.

PRI | NYSE

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$285.51

-$5.08 (-1.75%)

At close: Sep 21, 2026, 4:00 PM ET

$285.51

$0 (0.00%)

After-hours: Sep 21, 2026, 5:55 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $9.06B

Enterprise Value $8.94B

Beta 0.85

Average Volume 192.65K

Shares Outstanding (Diluted) 31.24M

Shares Change YoY -5.09%

Institutional Ownership 93.82%

Exchange NYSE

ISIN US74164M1080

Price Performance

Price Change 1M -3.9%

Price Change 3M 0.6%

Price Change 6M 13.3%

Price Change YTD 10.3%

Price Change 1Y 4.9%

Price Change 3Y 44.1%

Price Change 5Y 87.4%

1M CAGR (ann.) -10.6%

1Y CAGR (ann.) 9.1%

5Y CAGR (ann.) 16.3%

All-Time CAGR 19.1%

Valuation

PE Ratio 11.47

Forward PE 10.42

PEG Ratio 0.51

Forward PEG 1.53

PS Ratio 2.62

Forward PS 2.40

PB Ratio 3.53

P/FCF Ratio 8.84

P/Adj. FCF Ratio 9.18

P/OCF Ratio 9.99

EV/Sales 2.63

EV/EBIT 8.51

EV/EBITDA 7.79

EV/FCF 8.88

Earnings Yield 8.7%

FCF Yield 11.3%

Adj. FCF Yield 10.9%

Financial Health

Net Cash $9.42M

Total Debt $642.57M

Cash & Short-Term Investments $605.13M

Total Assets $14.78B

Current Ratio 6.84

Quick Ratio 6.84

Debt / Equity Ratio 0.25

Debt / EBITDA 0.56

Debt / FCF 0.64

OCF / Debt 1.63

Interest Coverage 26.92

Altman Z-Score 1.37

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 72.1%

Operating Profit Margin 30.2%

EBITDA Margin 33.8%

Net Profit Margin 23.4%

FCF Margin 29.6%

Adj. FCF Margin 28.5%

SBC / Revenue 0.7%

SBC Impact (per share) -3.7%

Returns

Return on Assets 5.4%

Return on Equity 32.5%

Return on Invested Capital 9.8%

Return on Capital Employed 7.2%

Return on Tangible Assets 5.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 7.5%

Revenue CAGR 5Y 6.7%

Revenue CAGR 10Y 8.9%

EPS CAGR 3Y 26.5%

EPS CAGR 5Y 17.7%

EPS CAGR 10Y 19.8%

FCF CAGR 3Y 14.9%

FCF CAGR 5Y 11.6%

FCF CAGR 10Y 14.3%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 18

EPS Growth Next 3Y 8.5%

Revenue Growth Next 3Y 6.7%

Earnings Date Nov 3, 2026

EPS Estimate (next Q) $6.37

EPS Growth Est (next Q) 0.6%

Revenue Est (next Q) $901M

Revenue Growth Est (next Q) 7.3%

Fair Value Estimates

Graham Number $212.86

Graham Upside -25.4%

Lynch Fair Value $441.48

Lynch Upside 54.6%

Price Target $301.33

Price Target Upside 5.5%

Cash Flow

Operating Cash Flow $1.05B

Free Cash Flow $1.01B

Adj. Free Cash Flow $970.07M

FCF Per Share $27.56

OCF Per Share $28.59

OCF/S Ratio 26.2%

Income Statement

Revenue $3.4B

Gross Profit $2.45B

Operating Income $1.03B

EBITDA $1.15B

Net Income $796.21M

EPS (Diluted) $24.90

Revenue / Employee $1.47M

Profit / Employee $344.83K

Employees 2,309

Dividends

Annual Dividend $4.64

Dividend Yield 1.63%

Payout Ratio 18.6%

FCF Payout Ratio 17.9%

Adj. FCF Payout Ratio 18.6%

Dividend Growth (YoY) 15.4%

Pay Frequency Quarterly

Ex-Dividend Date Aug 20, 2026