PRA Group Inc.
PRAA | NASDAQ
$20.60
-$0.40 (-1.90%)
At close: Sep 21, 2026, 4:00 PM ET
$20.60
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $800.96M
Enterprise Value $683.95M
Beta 1.11
Average Volume 571.96K
Shares Outstanding (Diluted) 38.41M
Shares Change YoY -2.86%
Institutional Ownership 97.96%
Exchange NASDAQ
ISIN US69354N1063
Price Performance
Price Change 1M 3.6%
Price Change 3M 17.1%
Price Change 6M 15.5%
Price Change YTD 17.9%
Price Change 1Y 23.4%
Price Change 3Y 13.3%
Price Change 5Y -49.6%
1M CAGR (ann.) 15.7%
1Y CAGR (ann.) 25.8%
5Y CAGR (ann.) -12.5%
All-Time CAGR 2.0%
Valuation
PE Ratio -3.06
Forward PE 6.82
PEG Ratio 0.01
Forward PEG -0.38
PS Ratio 0.58
Forward PS 0.60
PB Ratio 0.75
P/FCF Ratio -20.76
P/Adj. FCF Ratio -14.39
P/OCF Ratio -25.12
EV/Sales 0.50
EV/EBIT -77.47
EV/EBITDA 27.68
EV/FCF -18.07
Earnings Yield -32.7%
FCF Yield -4.8%
Adj. FCF Yield -7.0%
Financial Health
Net Cash $101.75M
Total Debt $30.68M
Cash & Short-Term Investments $132.43M
Total Assets $5.24B
Current Ratio 1.98
Quick Ratio 1.98
Debt / Equity Ratio 0.03
Debt / EBITDA 1.24
Debt / FCF -0.81
OCF / Debt -1.02
Interest Coverage 2.36
Altman Z-Score 0.74
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 107.3%
Operating Profit Margin 38.6%
EBITDA Margin 11.6%
Net Profit Margin -19.4%
FCF Margin -2.8%
Adj. FCF Margin -4.0%
SBC / Revenue 1.2%
SBC Impact (per share) -44.3%
Returns
Return on Assets -5.1%
Return on Equity -26.8%
Return on Invested Capital 221.2%
Return on Capital Employed 10.2%
Return on Tangible Assets -5.1%
Historical Growth (CAGR)
Revenue CAGR 3Y 17.4%
Revenue CAGR 5Y 4.1%
Revenue CAGR 10Y 4.1%
EPS CAGR 3Y -238.1%
EPS CAGR 5Y -608.6%
EPS CAGR 10Y -51.4%
FCF CAGR 3Y 57.2%
FCF CAGR 5Y -26.3%
FCF CAGR 10Y -192.2%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 13
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 8, 2026
EPS Estimate (next Q) $0.80
EPS Growth Est (next Q) -92.3%
Revenue Est (next Q) $307.4M
Revenue Growth Est (next Q) -1.2%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $25
Price Target Upside 21.4%
Cash Flow
Operating Cash Flow $-31.4M
Free Cash Flow $-37.85M
Adj. Free Cash Flow $-54.61M
FCF Per Share -$0.99
OCF Per Share -$0.82
OCF/S Ratio -2.3%
Income Statement
Revenue $1.36B
Gross Profit $1.44B
Operating Income $526.28M
EBITDA $24.71M
Net Income $-265.05M
EPS (Diluted) -$6.73
Revenue / Employee $564.41K
Profit / Employee $-109.66K
Employees 2,417
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