Pinnacle Financial Partners Inc.

PNFPP | NASDAQ

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$25.08

+$0.10 (+0.40%)

Mar 4, 2026, 9:30 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.93B

Enterprise Value $-5.22B

Beta 1.06

Average Volume N/A

Shares Outstanding (Diluted) 77.28M

Shares Change YoY 0.71%

Institutional Ownership 0.00%

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M N/A

Price Change 3M N/A

Price Change 6M N/A

Price Change YTD N/A

Price Change 1Y N/A

Price Change 3Y N/A

Price Change 5Y N/A

1M CAGR (ann.) -1.3%

1Y CAGR (ann.) 4.1%

5Y CAGR (ann.) 4.8%

All-Time CAGR 6.1%

Valuation

PE Ratio 3.33

Forward PE 2.17

PEG Ratio 0.08

Forward PEG 0.33

PS Ratio 0.64

Forward PS 0.40

PB Ratio 0.28

P/FCF Ratio 2.51

P/Adj. FCF Ratio 2.65

P/OCF Ratio 3.00

EV/Sales -1.72

EV/EBIT -7.15

EV/EBITDA -6.24

EV/FCF -6.79

Earnings Yield 30.1%

FCF Yield 39.9%

Adj. FCF Yield 37.7%

Financial Health

Net Cash $7.15B

Total Debt $2.53B

Cash & Short-Term Investments $9.68B

Total Assets $55.96B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.37

Debt / EBITDA 3.03

Debt / FCF 3.29

OCF / Debt 0.34

Interest Coverage 0.52

Altman Z-Score 0.36

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 56.2%

Operating Profit Margin 24.1%

EBITDA Margin 39.9%

Net Profit Margin 28.6%

FCF Margin 25.4%

Adj. FCF Margin 24.0%

SBC / Revenue 2.0%

SBC Impact (per share) -5.4%

Returns

Return on Assets 0.8%

Return on Equity 7.1%

Return on Invested Capital 4.3%

Return on Capital Employed 0.9%

Return on Tangible Assets 0.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 33.8%

Revenue CAGR 5Y 20.1%

Revenue CAGR 10Y 27.6%

EPS CAGR 3Y 2.6%

EPS CAGR 5Y 14.1%

EPS CAGR 10Y 12.6%

FCF CAGR 3Y 12.9%

FCF CAGR 5Y 13.8%

FCF CAGR 10Y 23.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Apr 12, 2026

EPS Estimate (next Q) $2.22

EPS Growth Est (next Q) 22.0%

Revenue Est (next Q) $1.17B

Revenue Growth Est (next Q) 161.6%

Fair Value Estimates

Graham Number $122.98

Graham Upside 390.4%

Lynch Fair Value $106.24

Lynch Upside 323.6%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $861.37M

Free Cash Flow $769.18M

Adj. Free Cash Flow $727.63M

FCF Per Share $8.36

OCF Per Share $8.36

OCF/S Ratio 39.0%

Income Statement

Revenue $3.03B

Gross Profit $1.65B

Operating Income $729.64M

EBITDA $835.76M

Net Income $596.9M

EPS (Diluted) $7.54

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $0.42

Dividend Yield 1.67%

Payout Ratio 5.6%

FCF Payout Ratio 11.4%

Adj. FCF Payout Ratio 12.0%

Dividend Growth (YoY) -75.0%

Pay Frequency Quarterly

Ex-Dividend Date Nov 13, 2025