Plumas Bancorp

PLBC | NASDAQ

Price Alert Chart Builder DCF Calculator

$62.08

-$0.63 (-1.00%)

At close: Sep 21, 2026, 4:00 PM ET

$62.58

+$0.50 (+0.81%)

After-hours: Sep 21, 2026, 7:54 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $436.71M

Enterprise Value $-65.57M

Beta 0.59

Average Volume 58.71K

Shares Outstanding (Diluted) 7.07M

Shares Change YoY 17.7%

Institutional Ownership 46.30%

Exchange NASDAQ

ISIN US7292731020

Price Performance

Price Change 1M 0.8%

Price Change 3M 8.0%

Price Change 6M 27.0%

Price Change YTD 41.3%

Price Change 1Y 43.0%

Price Change 3Y 77.1%

Price Change 5Y 99.8%

1M CAGR (ann.) 2.1%

1Y CAGR (ann.) 48.5%

5Y CAGR (ann.) 17.3%

All-Time CAGR 8.4%

Valuation

PE Ratio 12.22

Forward PE 11.43

PEG Ratio 2.60

Forward PEG 7.02

PS Ratio 3.31

Forward PS 3.60

PB Ratio 1.59

P/FCF Ratio 19.46

P/Adj. FCF Ratio 19.80

P/OCF Ratio 13.07

EV/Sales -0.50

EV/EBIT -1.29

EV/EBITDA -1.20

EV/FCF -2.95

Earnings Yield 8.2%

FCF Yield 5.1%

Adj. FCF Yield 5.0%

Financial Health

Net Cash $526.29M

Total Debt $103.64M

Cash & Short-Term Investments $601.54M

Total Assets $2.28B

Current Ratio 10.16

Quick Ratio 10.16

Debt / Equity Ratio 0.38

Debt / EBITDA 1.89

Debt / FCF 4.66

OCF / Debt 0.23

Interest Coverage 2.84

Altman Z-Score 0.68

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 81.7%

Operating Profit Margin 39.0%

EBITDA Margin 41.9%

Net Profit Margin 27.4%

FCF Margin 17.0%

Adj. FCF Margin 16.7%

SBC / Revenue 0.4%

SBC Impact (per share) -1.7%

Returns

Return on Assets 1.6%

Return on Equity 13.7%

Return on Invested Capital 1.7%

Return on Capital Employed 2.3%

Return on Tangible Assets 1.6%

Historical Growth (CAGR)

Revenue CAGR 3Y 17.7%

Revenue CAGR 5Y 21.4%

Revenue CAGR 10Y 15.4%

EPS CAGR 3Y 0.9%

EPS CAGR 5Y 9.5%

EPS CAGR 10Y 14.4%

FCF CAGR 3Y -22.1%

FCF CAGR 5Y -2.2%

FCF CAGR 10Y 20.2%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 3

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 20, 2026

EPS Estimate (next Q) $1.46

EPS Growth Est (next Q) 97.3%

Revenue Est (next Q) $29.03M

Revenue Growth Est (next Q) 5.8%

Fair Value Estimates

Graham Number $66.77

Graham Upside 7.5%

Lynch Fair Value $48.16

Lynch Upside -22.4%

Price Target $66.33

Price Target Upside 6.8%

Cash Flow

Operating Cash Flow $23.49M

Free Cash Flow $22.22M

Adj. Free Cash Flow $21.84M

FCF Per Share $4.55

OCF Per Share $4.75

OCF/S Ratio 25.3%

Income Statement

Revenue $130.74M

Gross Profit $106.77M

Operating Income $51.02M

EBITDA $54.74M

Net Income $35.84M

EPS (Diluted) $5.08

Revenue / Employee $549.33K

Profit / Employee $150.58K

Employees 238

Dividends

Annual Dividend $1.29

Dividend Yield 2.08%

Payout Ratio 25.4%

FCF Payout Ratio 37.1%

Adj. FCF Payout Ratio 37.8%

Dividend Growth (YoY) 10.3%

Pay Frequency Quarterly

Ex-Dividend Date Aug 2, 2026