Progressive Corporation

PGR | NYSE

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$212.24

-$1.24 (-0.58%)

At close: Sep 21, 2026, 4:00 PM ET

$212.30

+$0.06 (+0.03%)

After-hours: Sep 21, 2026, 7:06 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $124.12B

Enterprise Value $130.94B

Beta 0.26

Average Volume 2.97M

Shares Outstanding (Diluted) 584.3M

Shares Change YoY -0.6%

Institutional Ownership 87.16%

Exchange NYSE

ISIN US7433151039

Price Performance

Price Change 1M -3.7%

Price Change 3M -1.6%

Price Change 6M 4.6%

Price Change YTD 0.1%

Price Change 1Y -12.0%

Price Change 3Y 48.1%

Price Change 5Y 131.8%

1M CAGR (ann.) -0.9%

1Y CAGR (ann.) -6.7%

5Y CAGR (ann.) 20.7%

All-Time CAGR 14.8%

Valuation

PE Ratio 10.64

Forward PE 13.11

PEG Ratio 0.87

Forward PEG -1.07

PS Ratio 1.36

Forward PS 1.30

PB Ratio 3.65

P/FCF Ratio 7.52

P/Adj. FCF Ratio 7.58

P/OCF Ratio 7.57

EV/Sales 1.44

EV/EBIT 8.69

EV/EBITDA 8.51

EV/FCF 7.97

Earnings Yield 9.4%

FCF Yield 13.3%

Adj. FCF Yield 13.2%

Financial Health

Net Debt $7.55B

Total Debt $8.39B

Cash & Short-Term Investments $839M

Total Assets $124.52B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.00

Debt / EBITDA 0.54

Debt / FCF 0.51

OCF / Debt 2.00

Interest Coverage 49.76

Altman Z-Score 3.03

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 26.9%

Operating Profit Margin 16.2%

EBITDA Margin 16.9%

Net Profit Margin 12.8%

FCF Margin 18.0%

Adj. FCF Margin 17.9%

SBC / Revenue 0.1%

SBC Impact (per share) -0.8%

Returns

Return on Assets 9.2%

Return on Equity 46.0%

Return on Invested Capital 10.4%

Return on Capital Employed 11.6%

Return on Tangible Assets 9.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 17.7%

Revenue CAGR 5Y 14.8%

Revenue CAGR 10Y 15.3%

EPS CAGR 3Y 89.5%

EPS CAGR 5Y 22.9%

EPS CAGR 10Y 27.1%

FCF CAGR 3Y 36.0%

FCF CAGR 5Y 16.4%

FCF CAGR 10Y 22.4%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 42

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 20, 2026

EPS Estimate (next Q) $4.12

EPS Growth Est (next Q) 1.7%

Revenue Est (next Q) $22.37B

Revenue Growth Est (next Q) 4.6%

Fair Value Estimates

Graham Number $164.96

Graham Upside -22.3%

Lynch Fair Value $456.03

Lynch Upside 114.9%

Price Target $220.75

Price Target Upside 4.0%

Cash Flow

Operating Cash Flow $16.77B

Free Cash Flow $16.42B

Adj. Free Cash Flow $16.29B

FCF Per Share $27.36

OCF Per Share $28.03

OCF/S Ratio 17.9%

Income Statement

Revenue $91.05B

Gross Profit $24.5B

Operating Income $14.78B

EBITDA $15.4B

Net Income $11.7B

EPS (Diluted) $19.94

Revenue / Employee $1.3M

Profit / Employee $166.95K

Employees 70,053

Dividends

Annual Dividend $13.90

Dividend Yield 6.55%

Payout Ratio 69.7%

FCF Payout Ratio 49.6%

Adj. FCF Payout Ratio 50.0%

Dividend Growth (YoY) 183.7%

Pay Frequency Quarterly

Ex-Dividend Date Sep 30, 2026