Peapack-Gladstone Financial Corporation

PGC | NASDAQ

Price Alert Chart Builder DCF Calculator

$45.17

-$0.11 (-0.24%)

At close: Sep 21, 2026, 4:00 PM ET

$45.17

$0 (0.00%)

After-hours: Sep 21, 2026, 4:33 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $802.3M

Enterprise Value $156.98M

Beta 0.71

Average Volume 170.05K

Shares Outstanding (Diluted) 18.21M

Shares Change YoY 2.33%

Institutional Ownership 75.23%

Exchange NASDAQ

ISIN US7046991078

Price Performance

Price Change 1M -0.9%

Price Change 3M -1.4%

Price Change 6M 30.6%

Price Change YTD 62.5%

Price Change 1Y 55.4%

Price Change 3Y 75.9%

Price Change 5Y 35.9%

1M CAGR (ann.) -1.4%

1Y CAGR (ann.) 55.5%

5Y CAGR (ann.) 7.7%

All-Time CAGR 4.5%

Valuation

PE Ratio 15.74

Forward PE 9.33

PEG Ratio 0.26

Forward PEG 0.46

PS Ratio 2.02

Forward PS 2.00

PB Ratio 1.12

P/FCF Ratio 12.63

P/Adj. FCF Ratio 12.68

P/OCF Ratio 7.19

EV/Sales 0.40

EV/EBIT 3.12

EV/EBITDA 1.34

EV/FCF 2.48

Earnings Yield 6.3%

FCF Yield 7.9%

Adj. FCF Yield 7.9%

Financial Health

Net Cash $643.38M

Total Debt $117.45M

Cash & Short-Term Investments $760.83M

Total Assets $7.97B

Current Ratio 10.62

Quick Ratio 10.62

Debt / Equity Ratio 0.16

Debt / EBITDA 1.00

Debt / FCF 1.85

OCF / Debt 0.64

Interest Coverage 0.48

Altman Z-Score 0.25

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 61.7%

Operating Profit Margin 7.7%

EBITDA Margin 18.0%

Net Profit Margin 11.1%

FCF Margin 16.0%

Adj. FCF Margin 15.9%

SBC / Revenue 0.0%

SBC Impact (per share) -0.3%

Returns

Return on Assets 0.7%

Return on Equity 7.7%

Return on Invested Capital 5.7%

Return on Capital Employed 0.9%

Return on Tangible Assets 0.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 6.0%

Revenue CAGR 5Y 11.8%

Revenue CAGR 10Y 11.6%

EPS CAGR 3Y -10.0%

EPS CAGR 5Y 4.7%

EPS CAGR 10Y 7.7%

FCF CAGR 3Y -19.9%

FCF CAGR 5Y 2.8%

FCF CAGR 10Y 8.8%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 8

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) $0.94

EPS Growth Est (next Q) 74.1%

Revenue Est (next Q) $90.13M

Revenue Growth Est (next Q) 29.5%

Fair Value Estimates

Graham Number $51.17

Graham Upside 13.3%

Lynch Fair Value $14.35

Lynch Upside -68.2%

Price Target $56.50

Price Target Upside 25.1%

Cash Flow

Operating Cash Flow $75.6M

Free Cash Flow $63.36M

Adj. Free Cash Flow $63.14M

FCF Per Share $6

OCF Per Share $6.28

OCF/S Ratio 23.7%

Income Statement

Revenue $395.74M

Gross Profit $135.32M

Operating Income $30.6M

EBITDA $117.39M

Net Income $51.92M

EPS (Diluted) $2.87

Revenue / Employee $580.27K

Profit / Employee $76.12K

Employees 682

Dividends

Annual Dividend $0.20

Dividend Yield 0.44%

Payout Ratio 7.0%

FCF Payout Ratio 5.6%

Adj. FCF Payout Ratio 5.6%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 12, 2026