Pearl Diver Credit Inc.

PDCC | NYSE

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$8.74

-$0.16 (-1.85%)

Aug 4, 2026, 3:59 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $60.59M

Enterprise Value $66.29M

Beta 0.56

Average Volume 10.5K

Shares Outstanding (Diluted) 6.85M

Shares Change YoY -10.64%

Institutional Ownership N/A

Exchange NYSE

ISIN US70476Q1004

Price Performance

Price Change 1M -10.8%

Price Change 3M -22.0%

Price Change 6M -35.4%

Price Change YTD -38.2%

Price Change 1Y -46.0%

Price Change 3Y -56.3%

Price Change 5Y -56.3%

1M CAGR (ann.) -6.2%

1Y CAGR (ann.) -33.7%

5Y CAGR (ann.) N/A

All-Time CAGR -20.1%

Valuation

PE Ratio 5.17

Forward PE 5.36

PEG Ratio 0.15

Forward PEG N/A

PS Ratio 4.30

Forward PS 2.90

PB Ratio 0.60

P/FCF Ratio 2.46

P/Adj. FCF Ratio 2.46

P/OCF Ratio 1.37

EV/Sales 4.79

EV/EBIT 79.51

EV/EBITDA 79.51

EV/FCF 2.74

Earnings Yield 19.3%

FCF Yield 40.7%

Adj. FCF Yield 40.7%

Financial Health

Net Debt $6.83M

Total Debt $6.93M

Cash & Short-Term Investments $99.69K

Total Assets $141.35M

Current Ratio 0.05

Quick Ratio 0.05

Debt / Equity Ratio 0.07

Debt / EBITDA 8.31

Debt / FCF 0.29

OCF / Debt 3.50

Interest Coverage 0.50

Altman Z-Score 0.59

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 83.0%

Operating Profit Margin 6.0%

EBITDA Margin 6.0%

Net Profit Margin 83.7%

FCF Margin 175.2%

Adj. FCF Margin 175.2%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 8.2%

Return on Equity 9.4%

Return on Invested Capital 0.6%

Return on Capital Employed 0.6%

Return on Tangible Assets 8.2%

Analyst Forecasts

Analyst Rating N/A

Analyst Count N/A

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date May 18, 2026

EPS Estimate (next Q) $0.47

EPS Growth Est (next Q) -7.0%

Revenue Est (next Q) $5.64M

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $23.38

Graham Upside 167.5%

Lynch Fair Value N/A

Lynch Upside N/A

Price Target $12

Price Target Upside 37.3%

Cash Flow

Operating Cash Flow $24.22M

Free Cash Flow $24.22M

Adj. Free Cash Flow $24.22M

FCF Per Share $6.39

OCF Per Share $6.39

OCF/S Ratio 316.4%

Income Statement

Revenue $13.83M

Gross Profit $11.47M

Operating Income $833.82K

EBITDA $833.82K

Net Income $11.57M

EPS (Diluted) $1.69

Revenue / Employee N/A

Profit / Employee N/A

Employees 0

Dividends

Annual Dividend $2.46

Dividend Yield 28.15%

Payout Ratio 145.6%

FCF Payout Ratio 67.9%

Adj. FCF Payout Ratio 67.9%

Dividend Growth (YoY) -6.8%

Pay Frequency Monthly

Ex-Dividend Date Aug 16, 2026