Paysign Inc.
PAYS | NASDAQ
$12.63
+$0.29 (+2.35%)
At close: Sep 21, 2026, 4:00 PM ET
$13
+$0.37 (+2.93%)
Pre-market:
Sep 22, 2026, 8:21 AM ET
Market Data
Market Cap $706.09M
Enterprise Value $684.43M
Beta 0.80
Average Volume 710.56K
Shares Outstanding (Diluted) 61.98M
Shares Change YoY 7.09%
Institutional Ownership 47.04%
Exchange NASDAQ
ISIN US70451A1043
Price Performance
Price Change 1M -10.4%
Price Change 3M 69.8%
Price Change 6M 145.2%
Price Change YTD 154.6%
Price Change 1Y 119.3%
Price Change 3Y 551.0%
Price Change 5Y 338.5%
1M CAGR (ann.) 1.2%
1Y CAGR (ann.) 113.7%
5Y CAGR (ann.) 33.7%
All-Time CAGR 16.5%
Valuation
PE Ratio 48.58
Forward PE 28.25
PEG Ratio 0.36
Forward PEG 2.04
PS Ratio 7.02
Forward PS 5.30
PB Ratio 11.74
P/FCF Ratio 10.52
P/Adj. FCF Ratio 11.40
P/OCF Ratio 9.87
EV/Sales 6.80
EV/EBIT 34.03
EV/EBITDA 25.28
EV/FCF 10.20
Earnings Yield 2.1%
FCF Yield 9.5%
Adj. FCF Yield 8.8%
Financial Health
Net Cash $27.37M
Total Debt $5.71M
Cash & Short-Term Investments $27.37M
Total Assets $316.99M
Current Ratio 1.14
Quick Ratio 1.14
Debt / Equity Ratio 0.09
Debt / EBITDA 0.21
Debt / FCF 0.09
OCF / Debt 12.49
Interest Coverage 0.00
Altman Z-Score 2.43
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 56.2%
Operating Profit Margin 17.0%
EBITDA Margin 26.9%
Net Profit Margin 15.7%
FCF Margin 66.7%
Adj. FCF Margin 61.5%
SBC / Revenue 5.1%
SBC Impact (per share) -7.7%
Returns
Return on Assets 5.0%
Return on Equity 30.1%
Return on Invested Capital 19.3%
Return on Capital Employed 25.0%
Return on Tangible Assets 5.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 33.4%
Revenue CAGR 5Y 38.1%
Revenue CAGR 10Y 27.7%
EPS CAGR 3Y 120.7%
EPS CAGR 5Y 60.6%
EPS CAGR 10Y 29.8%
FCF CAGR 3Y 167.4%
FCF CAGR 5Y 21.2%
FCF CAGR 10Y 18.2%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 8
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 10, 2026
EPS Estimate (next Q) $0.09
EPS Growth Est (next Q) 125.0%
Revenue Est (next Q) $29.02M
Revenue Growth Est (next Q) 34.4%
Fair Value Estimates
Graham Number $2.51
Graham Upside -80.1%
Lynch Fair Value $6.50
Lynch Upside -48.5%
Price Target $14
Price Target Upside 10.8%
Cash Flow
Operating Cash Flow $71.32M
Free Cash Flow $67.11M
Adj. Free Cash Flow $61.94M
FCF Per Share $1.20
OCF Per Share $1.28
OCF/S Ratio 70.9%
Income Statement
Revenue $100.64M
Gross Profit $56.54M
Operating Income $17.12M
EBITDA $27.08M
Net Income $15.77M
EPS (Diluted) $0.26
Revenue / Employee $445.32K
Profit / Employee $69.79K
Employees 226
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