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Paysign Inc.

PAYS | NASDAQ
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$12.63
+$0.29 (+2.35%)
At close: Sep 21, 2026, 4:00 PM ET
$13
+$0.37 (+2.93%)
Pre-market: Sep 22, 2026, 8:21 AM ET

Market Data

Market Cap
$706.09M
Enterprise Value
$684.43M
Beta
0.80
Average Volume
710.56K
Shares Outstanding (Diluted)
61.98M
Shares Change YoY
7.09%
Institutional Ownership
47.04%
Exchange
NASDAQ
ISIN
US70451A1043

Price Performance

Price Change 1M
-10.4%
Price Change 3M
69.8%
Price Change 6M
145.2%
Price Change YTD
154.6%
Price Change 1Y
119.3%
Price Change 3Y
551.0%
Price Change 5Y
338.5%
1M CAGR (ann.)
1.2%
1Y CAGR (ann.)
113.7%
5Y CAGR (ann.)
33.7%
All-Time CAGR
16.5%

Valuation

PE Ratio
48.58
Forward PE
28.25
PEG Ratio
0.36
Forward PEG
2.04
PS Ratio
7.02
Forward PS
5.30
PB Ratio
11.74
P/FCF Ratio
10.52
P/Adj. FCF Ratio
11.40
P/OCF Ratio
9.87
EV/Sales
6.80
EV/EBIT
34.03
EV/EBITDA
25.28
EV/FCF
10.20
Earnings Yield
2.1%
FCF Yield
9.5%
Adj. FCF Yield
8.8%

Financial Health

Net Cash
$27.37M
Total Debt
$5.71M
Cash & Short-Term Investments
$27.37M
Total Assets
$316.99M
Current Ratio
1.14
Quick Ratio
1.14
Debt / Equity Ratio
0.09
Debt / EBITDA
0.21
Debt / FCF
0.09
OCF / Debt
12.49
Interest Coverage
0.00
Altman Z-Score
2.43
Piotroski F-Score
5

Margins & Profitability

Gross Profit Margin
56.2%
Operating Profit Margin
17.0%
EBITDA Margin
26.9%
Net Profit Margin
15.7%
FCF Margin
66.7%
Adj. FCF Margin
61.5%
SBC / Revenue
5.1%
SBC Impact (per share)
-7.7%

Returns

Return on Assets
5.0%
Return on Equity
30.1%
Return on Invested Capital
19.3%
Return on Capital Employed
25.0%
Return on Tangible Assets
5.4%

Historical Growth (CAGR)

Revenue CAGR 3Y
33.4%
Revenue CAGR 5Y
38.1%
Revenue CAGR 10Y
27.7%
EPS CAGR 3Y
120.7%
EPS CAGR 5Y
60.6%
EPS CAGR 10Y
29.8%
FCF CAGR 3Y
167.4%
FCF CAGR 5Y
21.2%
FCF CAGR 10Y
18.2%

Analyst Forecasts

Analyst Rating
Buy
Analyst Count
8
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
Nov 10, 2026
EPS Estimate (next Q)
$0.09
EPS Growth Est (next Q)
125.0%
Revenue Est (next Q)
$29.02M
Revenue Growth Est (next Q)
34.4%

Fair Value Estimates

Graham Number
$2.51
Graham Upside
-80.1%
Lynch Fair Value
$6.50
Lynch Upside
-48.5%
Price Target
$14
Price Target Upside
10.8%

Cash Flow

Operating Cash Flow
$71.32M
Free Cash Flow
$67.11M
Adj. Free Cash Flow
$61.94M
FCF Per Share
$1.20
OCF Per Share
$1.28
OCF/S Ratio
70.9%

Income Statement

Revenue
$100.64M
Gross Profit
$56.54M
Operating Income
$17.12M
EBITDA
$27.08M
Net Income
$15.77M
EPS (Diluted)
$0.26
Revenue / Employee
$445.32K
Profit / Employee
$69.79K
Employees
226

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