Bank OZK

OZK | NASDAQ

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$47.75

-$0.13 (-0.27%)

At close: Sep 21, 2026, 4:00 PM ET

$47.75

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $5.23B

Enterprise Value $4.12B

Beta 0.87

Average Volume 1.12M

Shares Outstanding (Diluted) 109.7M

Shares Change YoY -3.58%

Institutional Ownership 93.01%

Exchange NASDAQ

ISIN US06417N1037

Price Performance

Price Change 1M -4.1%

Price Change 3M -5.7%

Price Change 6M 6.1%

Price Change YTD 1.5%

Price Change 1Y -7.5%

Price Change 3Y 30.6%

Price Change 5Y 12.9%

1M CAGR (ann.) -7.2%

1Y CAGR (ann.) -4.3%

5Y CAGR (ann.) 6.9%

All-Time CAGR 12.3%

Valuation

PE Ratio 7.89

Forward PE 7.75

PEG Ratio -3.50

Forward PEG 1.90

PS Ratio 2.10

Forward PS 2.90

PB Ratio 0.83

P/FCF Ratio 9.09

P/Adj. FCF Ratio 9.28

P/OCF Ratio 6.05

EV/Sales 1.66

EV/EBIT 6.04

EV/EBITDA 5.54

EV/FCF 7.19

Earnings Yield 12.7%

FCF Yield 11.0%

Adj. FCF Yield 10.8%

Financial Health

Net Cash $1.09B

Total Debt $463.2M

Cash & Short-Term Investments $0

Total Assets $41.7B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.11

Debt / EBITDA 0.62

Debt / FCF 0.81

OCF / Debt 1.43

Interest Coverage 0.87

Altman Z-Score 0.35

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 56.0%

Operating Profit Margin 38.3%

EBITDA Margin 36.1%

Net Profit Margin 24.9%

FCF Margin 23.1%

Adj. FCF Margin 22.6%

SBC / Revenue 0.4%

SBC Impact (per share) -2.0%

Returns

Return on Assets 1.7%

Return on Equity 11.2%

Return on Invested Capital 1.7%

Return on Capital Employed 2.1%

Return on Tangible Assets 1.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 11.5%

Revenue CAGR 5Y 16.1%

Revenue CAGR 10Y 16.1%

EPS CAGR 3Y 4.5%

EPS CAGR 5Y 8.3%

EPS CAGR 10Y 10.3%

FCF CAGR 3Y -10.4%

FCF CAGR 5Y 1.9%

FCF CAGR 10Y 9.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 22

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 14, 2026

EPS Estimate (next Q) $1.43

EPS Growth Est (next Q) -10.1%

Revenue Est (next Q) $434.51M

Revenue Growth Est (next Q) -3.4%

Fair Value Estimates

Graham Number $88.26

Graham Upside 84.8%

Lynch Fair Value $49.91

Lynch Upside 4.5%

Price Target $56.33

Price Target Upside 18.0%

Cash Flow

Operating Cash Flow $660.74M

Free Cash Flow $573.37M

Adj. Free Cash Flow $561.78M

FCF Per Share $6.95

OCF Per Share $7.89

OCF/S Ratio 31.3%

Income Statement

Revenue $2.48B

Gross Profit $1.55B

Operating Income $950.95M

EBITDA $744.49M

Net Income $691.28M

EPS (Diluted) $6.05

Revenue / Employee $755.23K

Profit / Employee $210.37K

Employees 3,286

Dividends

Annual Dividend $1.86

Dividend Yield 3.90%

Payout Ratio 30.7%

FCF Payout Ratio 28.5%

Adj. FCF Payout Ratio 29.1%

Dividend Growth (YoY) 9.4%

Pay Frequency Quarterly

Ex-Dividend Date Jul 12, 2026