Oak Valley Bancorp

OVLY | NASDAQ

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$34.37

-$0.22 (-0.64%)

At close: Sep 21, 2026, 4:00 PM ET

$34.37

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $289.17M

Enterprise Value $133.62M

Beta 0.21

Average Volume 41.62K

Shares Outstanding (Diluted) 8.33M

Shares Change YoY 0.58%

Institutional Ownership 33.97%

Exchange NASDAQ

ISIN US6718071052

Price Performance

Price Change 1M -1.4%

Price Change 3M 1.0%

Price Change 6M 7.3%

Price Change YTD 15.7%

Price Change 1Y 22.1%

Price Change 3Y 34.1%

Price Change 5Y 94.1%

1M CAGR (ann.) 2.8%

1Y CAGR (ann.) 23.5%

5Y CAGR (ann.) 16.3%

All-Time CAGR 5.7%

Valuation

PE Ratio 12.19

Forward PE N/A

PEG Ratio -3.56

Forward PEG -3.56

PS Ratio 3.32

Forward PS N/A

PB Ratio 1.40

P/FCF Ratio 11.22

P/Adj. FCF Ratio 11.65

P/OCF Ratio 10.61

EV/Sales 1.53

EV/EBIT 4.47

EV/EBITDA 4.33

EV/FCF 5.18

Earnings Yield 8.2%

FCF Yield 8.9%

Adj. FCF Yield 8.6%

Financial Health

Net Cash $155.55M

Total Debt $0

Cash & Short-Term Investments $155.55M

Total Assets $2.01B

Current Ratio 0.09

Quick Ratio 0.09

Debt / Equity Ratio 0.00

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 2.45

Altman Z-Score -0.64

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 94.7%

Operating Profit Margin 34.3%

EBITDA Margin 35.4%

Net Profit Margin 26.9%

FCF Margin 29.6%

Adj. FCF Margin 28.5%

SBC / Revenue 0.8%

SBC Impact (per share) -3.7%

Returns

Return on Assets 1.2%

Return on Equity 11.3%

Return on Invested Capital 9.8%

Return on Capital Employed 12.6%

Return on Tangible Assets 1.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 1.7%

Revenue CAGR 5Y 10.1%

Revenue CAGR 10Y 10.1%

EPS CAGR 3Y -11.9%

EPS CAGR 5Y 6.7%

EPS CAGR 10Y 15.6%

FCF CAGR 3Y -6.7%

FCF CAGR 5Y 4.6%

FCF CAGR 10Y 20.8%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $40.80

Graham Upside 18.7%

Lynch Fair Value $18.87

Lynch Upside -45.1%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $28.76M

Free Cash Flow $25.78M

Adj. Free Cash Flow $24.83M

FCF Per Share $3.10

OCF Per Share $3.24

OCF/S Ratio 30.7%

Income Statement

Revenue $87.16M

Gross Profit $82.55M

Operating Income $29.92M

EBITDA $30.85M

Net Income $23.45M

EPS (Diluted) $2.82

Revenue / Employee $355.74K

Profit / Employee $95.72K

Employees 245

Dividends

Annual Dividend $0.75

Dividend Yield 2.18%

Payout Ratio 26.6%

FCF Payout Ratio 22.0%

Adj. FCF Payout Ratio 22.8%

Dividend Growth (YoY) 25.0%

Pay Frequency Semi-Annual

Ex-Dividend Date Aug 2, 2026