OP Bancorp

OPBK | NASDAQ

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$15.27

-$0.02 (-0.13%)

Sep 22, 2026, 11:59 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	166.66M	154.05M	135.85M	105.83M	80.18M	64.43M
Cost of Revenue	75.56M	74.77M	54.63M	14.28M	3.65M	14.25M
Gross Profit	91.1M	79.28M	81.22M	91.55M	76.52M	50.17M
Operating Income	35.33M	29.08M	33.49M	46.72M	40.66M	18.23M
Interest Income	150.33M	137.62M	121.67M	88.21M	64.16M	53.66M
Pretax Income	35.33M	29.08M	33.49M	46.72M	40.66M	18.23M
Net Income	25.66M	21.07M	23.92M	33.31M	28.84M	13.13M
Selling & General & Admin	2.3M	34.56M	32.34M	29.23M	23.11M	21.66M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	53.48M	15.64M	15.38M	15.6M	12.75M	10.28M
Operating Expenses	55.77M	50.2M	47.73M	44.83M	35.87M	31.94M
Interest Expense	71.98M	72.01M	52.98M	11.3M	3.13M	8.29M
Selling & Marketing Expenses	505K	533K	614K	543K	684K	467K
Cost & Expenses	131.33M	124.97M	102.36M	59.11M	39.52M	46.19M
Income Tax Expense	9.67M	8.01M	9.57M	13.41M	11.8M	5.11M
Shares Outstanding (Basic)	14.87M	14.87M	15.15M	15.17M	15.09M	15.2M
Shares Outstanding (Diluted)	14.91M	14.87M	15.16M	15.23M	15.16M	15.22M
EPS (Basic)	1.72	1.39	1.55	2.15	1.89	0.85
EPS (Diluted)	1.72	1.39	1.55	2.14	1.88	0.85
EBITDA	42.59M	30.44M	34.83M	48.09M	41.97M	19.54M
EBIT	35.33M	29.08M	33.49M	46.72M	40.66M	18.23M
Depreciation & Amortization	7.26M	1.36M	1.34M	1.37M	1.31M	1.3M