OneMain Inc.

OMF | NYSE

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$60.44

-$0.37 (-0.61%)

At close: Sep 21, 2026, 4:00 PM ET

$61.20

+$0.76 (+1.26%)

Pre-market: Sep 22, 2026, 7:23 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $6.98B

Enterprise Value $27.54B

Beta 1.19

Average Volume 1.06M

Shares Outstanding (Diluted) 115.8M

Shares Change YoY -3.02%

Institutional Ownership 88.71%

Exchange NYSE

ISIN US68268W1036

Price Performance

Price Change 1M -4.8%

Price Change 3M 4.1%

Price Change 6M 13.9%

Price Change YTD -12.5%

Price Change 1Y 0.0%

Price Change 3Y 52.4%

Price Change 5Y 5.8%

1M CAGR (ann.) -5.4%

1Y CAGR (ann.) 5.4%

5Y CAGR (ann.) 10.1%

All-Time CAGR 16.4%

Valuation

PE Ratio 9.12

Forward PE 6.81

PEG Ratio 0.46

Forward PEG 0.43

PS Ratio 1.10

Forward PS 1.20

PB Ratio 2.06

P/FCF Ratio 2.16

P/Adj. FCF Ratio 2.18

P/OCF Ratio 2.17

EV/Sales 4.33

EV/EBIT 17.23

EV/EBITDA 15.15

EV/FCF 8.52

Earnings Yield 11.0%

FCF Yield 46.3%

Adj. FCF Yield 45.9%

Financial Health

Net Debt $20.55B

Total Debt $22.77B

Cash & Short-Term Investments $2.22B

Total Assets $27.42B

Current Ratio 2,216.00

Quick Ratio 2,216.00

Debt / Equity Ratio 6.73

Debt / EBITDA 12.53

Debt / FCF 7.04

OCF / Debt 0.14

Interest Coverage 1.28

Altman Z-Score 0.83

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 63.6%

Operating Profit Margin 25.2%

EBITDA Margin 30.3%

Net Profit Margin 12.2%

FCF Margin 50.8%

Adj. FCF Margin 50.4%

SBC / Revenue 0.6%

SBC Impact (per share) -0.8%

Returns

Return on Assets 2.9%

Return on Equity 23.1%

Return on Invested Capital 32.5%

Return on Capital Employed 6.0%

Return on Tangible Assets 3.0%

Historical Growth (CAGR)

Revenue CAGR 3Y 7.3%

Revenue CAGR 5Y 5.5%

Revenue CAGR 10Y 7.3%

EPS CAGR 3Y 8.0%

EPS CAGR 5Y -8.2%

EPS CAGR 10Y 8.9%

FCF CAGR 3Y 9.6%

FCF CAGR 5Y 8.6%

FCF CAGR 10Y 10.5%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 31

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 29, 2026

EPS Estimate (next Q) $1.89

EPS Growth Est (next Q) -0.5%

Revenue Est (next Q) $1.34B

Revenue Growth Est (next Q) 5.2%

Fair Value Estimates

Graham Number $66.01

Graham Upside 9.2%

Lynch Fair Value $33.15

Lynch Upside -45.1%

Price Target $65.33

Price Target Upside 8.1%

Cash Flow

Operating Cash Flow $3.23B

Free Cash Flow $3.23B

Adj. Free Cash Flow $3.21B

FCF Per Share $27.91

OCF Per Share $27.91

OCF/S Ratio 50.4%

Income Statement

Revenue $6.36B

Gross Profit $3.7B

Operating Income $1.6B

EBITDA $1.82B

Net Income $781M

EPS (Diluted) $6.63

Revenue / Employee $684.19K

Profit / Employee $83.98K

Employees 9,300

Dividends

Annual Dividend $4.20

Dividend Yield 6.95%

Payout Ratio 63.4%

FCF Payout Ratio 11.6%

Adj. FCF Payout Ratio 11.7%

Dividend Growth (YoY) 1.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 9, 2026