OceanFirst Financial Corp.
OCFC | NASDAQ
$17.64
+$0.07 (+0.40%)
Sep 22, 2026, 9:44 AM ET · Market open
Market Data
Market Cap $1.06B
Enterprise Value $-1.28B
Beta 0.95
Average Volume 965.28K
Shares Outstanding (Diluted) 63.64M
Shares Change YoY 9.93%
Institutional Ownership 88.06%
Exchange NASDAQ
ISIN US6752341080
Price Performance
Price Change 1M -8.3%
Price Change 3M -5.2%
Price Change 6M -0.3%
Price Change YTD -1.5%
Price Change 1Y -3.0%
Price Change 3Y 19.9%
Price Change 5Y -13.9%
1M CAGR (ann.) -8.6%
1Y CAGR (ann.) -0.9%
5Y CAGR (ann.) 1.1%
All-Time CAGR 2.4%
Valuation
PE Ratio 21.96
Forward PE 7.96
PEG Ratio -0.52
Forward PEG 0.71
PS Ratio 1.49
Forward PS 1.40
PB Ratio 0.44
P/FCF Ratio 9.95
P/Adj. FCF Ratio 10.47
P/OCF Ratio 10.16
EV/Sales -1.81
EV/EBIT -19.30
EV/EBITDA -8.01
EV/FCF -12.05
Earnings Yield 4.5%
FCF Yield 10.1%
Adj. FCF Yield 9.6%
Financial Health
Net Cash $2.34B
Total Debt $0
Cash & Short-Term Investments $2.34B
Total Assets $23.27B
Current Ratio 5.96
Quick Ratio 5.96
Debt / Equity Ratio 0.95
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 0.21
Altman Z-Score 0.09
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 54.9%
Operating Profit Margin 5.7%
EBITDA Margin 11.0%
Net Profit Margin 6.8%
FCF Margin 15.0%
Adj. FCF Margin 14.3%
SBC / Revenue 1.1%
SBC Impact (per share) -5.0%
Returns
Return on Assets 0.2%
Return on Equity 2.6%
Return on Invested Capital 0.2%
Return on Capital Employed 0.3%
Return on Tangible Assets 0.2%
Historical Growth (CAGR)
Revenue CAGR 3Y 7.0%
Revenue CAGR 5Y 11.3%
Revenue CAGR 10Y 19.9%
EPS CAGR 3Y -31.0%
EPS CAGR 5Y -11.2%
EPS CAGR 10Y -2.2%
FCF CAGR 3Y -19.2%
FCF CAGR 5Y 4.0%
FCF CAGR 10Y 14.4%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 8
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 27, 2026
EPS Estimate (next Q) $0.43
EPS Growth Est (next Q) 19.4%
Revenue Est (next Q) $180.38M
Revenue Growth Est (next Q) 77.2%
Fair Value Estimates
Graham Number $24.86
Graham Upside 41.5%
Lynch Fair Value $4
Lynch Upside -77.2%
Price Target $19
Price Target Upside 8.1%
Cash Flow
Operating Cash Flow $114.21M
Free Cash Flow $106.41M
Adj. Free Cash Flow $101.15M
FCF Per Share $1.60
OCF Per Share $1.73
OCF/S Ratio 17.2%
Income Statement
Revenue $709.1M
Gross Profit $538.12M
Operating Income $40.43M
EBITDA $160.11M
Net Income $47.9M
EPS (Diluted) $0.80
Revenue / Employee $765.77K
Profit / Employee $51.73K
Employees 926
Dividends
Annual Dividend $0.80
Dividend Yield 4.55%
Payout Ratio 100.0%
FCF Payout Ratio 44.2%
Adj. FCF Payout Ratio 46.5%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Aug 9, 2026
Add to Watchlist
Select watchlists to add or remove OCFC