nCino Inc.

NCNO | NASDAQ

Price Alert Chart Builder DCF Calculator

$20.43

-$0.62 (-2.95%)

At close: Sep 21, 2026, 4:00 PM ET

$20.35

-$0.08 (-0.39%)

Pre-market: Sep 22, 2026, 5:38 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $2.31B

Enterprise Value $2.49B

Beta 0.69

Average Volume 3.18M

Shares Outstanding (Diluted) 105.07M

Shares Change YoY -8.84%

Institutional Ownership N/A

Exchange NASDAQ

ISIN US63947X1019

Price Performance

Price Change 1M -2.1%

Price Change 3M 39.9%

Price Change 6M 41.1%

Price Change YTD -17.1%

Price Change 1Y -32.6%

Price Change 3Y -35.4%

Price Change 5Y -73.0%

1M CAGR (ann.) 10.8%

1Y CAGR (ann.) -31.3%

5Y CAGR (ann.) -22.3%

All-Time CAGR -21.2%

Valuation

PE Ratio 68.10

Forward PE 16.76

PEG Ratio 0.04

Forward PEG 3.40

PS Ratio 3.60

Forward PS 3.50

PB Ratio 2.41

P/FCF Ratio 16.93

P/Adj. FCF Ratio 18.06

P/OCF Ratio 15.96

EV/Sales 4.01

EV/EBIT 48.40

EV/EBITDA 30.24

EV/FCF 18.87

Earnings Yield 1.5%

FCF Yield 5.9%

Adj. FCF Yield 5.5%

Financial Health

Net Debt $196.16M

Total Debt $338.63M

Cash & Short-Term Investments $83.29M

Total Assets $1.57B

Current Ratio 0.85

Quick Ratio 0.85

Debt / Equity Ratio 0.36

Debt / EBITDA 4.11

Debt / FCF 2.56

OCF / Debt 0.39

Interest Coverage 2.75

Altman Z-Score 2.36

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 61.5%

Operating Profit Margin 8.1%

EBITDA Margin 13.3%

Net Profit Margin 5.4%

FCF Margin 21.2%

Adj. FCF Margin 19.9%

SBC / Revenue 1.3%

SBC Impact (per share) -6.2%

Returns

Return on Assets 2.1%

Return on Equity 3.4%

Return on Invested Capital 3.9%

Return on Capital Employed 3.9%

Return on Tangible Assets 8.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 11.8%

Revenue CAGR 5Y 21.0%

Revenue CAGR 10Y N/A

EPS CAGR 3Y 336.0%

EPS CAGR 5Y 74.5%

EPS CAGR 10Y N/A

FCF CAGR 3Y 203.1%

FCF CAGR 5Y 90.0%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Buy

Analyst Count 24

EPS Growth Next 3Y 80.4%

Revenue Growth Next 3Y 7.0%

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $7.82

Graham Upside -61.7%

Lynch Fair Value $7.50

Lynch Upside -63.3%

Price Target $23.43

Price Target Upside 14.7%

Cash Flow

Operating Cash Flow $133.61M

Free Cash Flow $132.17M

Adj. Free Cash Flow $123.94M

FCF Per Share $1.27

OCF Per Share $1.28

OCF/S Ratio 21.5%

Income Statement

Revenue $622.24M

Gross Profit $382.74M

Operating Income $50.21M

EBITDA $82.45M

Net Income $33.6M

EPS (Diluted) $0.30

Revenue / Employee $369.5K

Profit / Employee $19.95K

Employees 1,684