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    • NBT Bancorp Inc. logo

    NBT Bancorp Inc.

    NBTB | NASDAQ
    Chart Builder DCF Calculator
    $51.05
    -$0.17 (-0.33%)
    Sep 22, 2026, 1:37 PM ET · Market open
    Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile
    Income Statement Balance Sheet Cashflow Statement Ratios
    Annual Quarterly TTM

    Revenue

    High 933.82M Q1 2026
    Low 488.21M Q1 2021
    5Y CAGR +12.73%
    TTM
    Period Ending
    Q2 2026
    Jun 29, 2026
    Q1 2026
    Mar 30, 2026
    Q4 2025
    Dec 30, 2025
    Q3 2025
    Sep 29, 2025
    Q2 2025
    Jun 29, 2025
    Q1 2025
    Mar 30, 2025
    Q4 2024
    Dec 30, 2024
    Q3 2024
    Sep 29, 2024
    Q2 2024
    Jun 29, 2024
    Q1 2024
    Mar 30, 2024
    Q4 2023
    Dec 30, 2023
    Q3 2023
    Sep 29, 2023
    Q2 2023
    Jun 29, 2023
    Q1 2023
    Mar 30, 2023
    Q4 2022
    Dec 30, 2022
    Q3 2022
    Sep 29, 2022
    Q2 2022
    Jun 29, 2022
    Q1 2022
    Mar 30, 2022
    Q4 2021
    Dec 30, 2021
    Q3 2021
    Sep 29, 2021
    Q2 2021
    Jun 29, 2021
    Q1 2021
    Mar 30, 2021
    Revenue
    		890.36M 933.82M 902.24M 863.48M 826.15M 795.41M 785.99M 775.4M 750.72M 709.38M 662.35M 615.76M 574.83M 555.27M 537M 524.16M 510.16M 500.47M 494.76M 488.92M 489.18M 488.21M
    Cost of Revenue
    		166.55M 237.74M 238.6M 235.57M 237.25M 228.55M 231.16M 234.18M 231.53M 204.15M 169.84M 130.05M 84.44M 57.61M 39.03M 29.18M 21.16M 12.52M 10.53M 9.03M 18.15M 44.34M
    Gross Profit
    		723.81M 696.08M 663.64M 627.91M 588.9M 566.86M 554.83M 541.22M 519.19M 505.23M 492.51M 485.71M 490.4M 497.66M 497.97M 494.98M 489M 487.95M 484.22M 479.89M 471.04M 443.88M
    Operating Income
    		277.31M 238.9M 219.44M 195.3M 172.25M 183.47M 179.46M 173.7M 156.62M 153.43M 153.46M 160.36M 179.13M 189.13M 196.16M 197.56M 195.57M 199.13M 199.86M 195.39M 193.02M 172.01M
    Interest Income
    		747.42M 739.23M 710.99M 680.19M 645.95M 619.14M 611.67M 604.85M 585.71M 555.53M 522.79M 481.05M 443.17M 414.06M 384.07M 364.21M 347.21M 339.77M 339.88M 337.01M 339.79M 343.19M
    Pretax Income
    		277.31M 238.9M 219.44M 195.3M 172.25M 183.47M 179.46M 173.7M 156.62M 153.43M 153.46M 160.36M 179.13M 189.13M 196.16M 197.56M 195.57M 199.13M 199.86M 195.39M 193.02M 172.01M
    Net Income
    		214.15M 183.63M 169.24M 149.73M 133.36M 143.56M 140.64M 135.08M 121.59M 118.95M 118.78M 124.46M 138.82M 146.53M 152M 153.18M 151.64M 154.17M 154.89M 151.77M 149.45M 133.87M
    Selling & General & Admin
    		160.36M 103.58M 87.34M 172.21M 211.69M 247.91M 242.64M 231.44M 220.84M 211.61M 203.56M 168.36M 166.5M 166.06M 162.82M 196.35M 201.96M 207.97M 214.25M 211.1M 202.98M 195.29M
    Research & Development
    		n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Other Expenses
    		286.15M 353.61M 356.86M 260.4M 204.96M 135.48M 132.74M 136.09M 141.73M 140.19M 135.49M 156.99M 144.76M 142.47M 139M 101.07M 91.47M 80.86M 70.11M 73.4M 75.04M 76.59M
    Operating Expenses
    		446.5M 457.19M 444.2M 432.61M 416.65M 383.4M 375.38M 367.53M 362.57M 351.8M 339.05M 325.35M 311.27M 308.53M 301.82M 297.42M 293.43M 288.83M 284.37M 284.49M 278.02M 271.87M
    Interest Expense
    		206M 210.56M 209.45M 207.97M 206.73M 206.97M 211.55M 211.66M 199.3M 177.21M 144.57M 102.22M 64.76M 37.15M 21.88M 16.61M 16.42M 17.39M 18.79M 21M 23.51M 25.64M
    Selling & Marketing Expenses
    		1.9M 2.88M 4.01M 3.94M 3.81M 3.71M 3.39M 3.61M 3.57M 3.22M 3.05M 2.72M 2.61M 2.82M 2.82M 2.96M 2.99M 2.72M 2.52M 2.33M 2.28M 2.13M
    Cost & Expenses
    		613.05M 694.93M 682.8M 668.18M 653.89M 611.95M 606.53M 601.71M 594.1M 555.95M 508.89M 455.4M 395.7M 366.14M 340.85M 326.6M 314.59M 301.35M 294.9M 293.53M 296.16M 316.21M
    Income Tax Expense
    		63.16M 55.27M 50.21M 45.57M 38.9M 39.9M 38.82M 38.61M 35.03M 34.48M 34.68M 35.9M 40.31M 42.61M 44.16M 44.38M 43.92M 44.96M 44.97M 43.63M 43.57M 38.14M
    Shares Outstanding (Basic)
    		52.19M 52.19M 47.11M 47.11M 47.11M 47.11M 47.2M 47.03M 47.15M 47.15M 47.11M 45.16M 42.91M 42.89M 42.86M 42.84M 42.85M 43.14M 43.38M 43.36M 43.47M 43.56M
    Shares Outstanding (Diluted)
    		52.35M 52.35M 52.52M 47.11M 47.11M 47.11M 47.51M 47.47M 47.38M 47.37M 47.36M 45.4M 43.13M 43.13M 43.15M 43.11M 43.09M 43.39M 43.58M 43.63M 43.79M 43.89M
    EPS (Basic)
    		4.10 3.56 3.36 3.06 2.83 3.04 2.98 2.87 2.60 2.61 2.67 2.86 3.23 3.41 3.54 3.56 3.51 3.56 3.56 3.48 3.42 3.06
    EPS (Diluted)
    		4.08 3.55 3.34 3.04 2.81 3.02 2.96 2.84 2.58 2.59 2.66 2.86 3.22 3.40 3.52 3.54 3.50 3.54 3.55 3.47 3.41 3.05
    EBITDA
    		292.54M 262.54M 241.03M 221.07M 201.43M 211.1M 206.95M 201.11M 183.22M 177.83M 175.73M 180.57M 198.08M 208.21M 215.22M 216.84M 214.94M 218.68M 219.74M 215.34M 213.23M 192.49M
    EBIT
    		277.31M 238.9M 219.44M 195.3M 172.25M 183.47M 179.46M 173.7M 156.62M 153.43M 153.46M 160.36M 179.13M 189.13M 196.16M 197.56M 195.57M 199.13M 199.86M 195.39M 193.02M 172.01M
    Depreciation & Amortization
    		15.23M 23.64M 21.59M 25.77M 29.18M 27.63M 27.5M 27.42M 26.61M 24.4M 22.27M 20.21M 18.95M 19.08M 19.06M 19.28M 19.38M 19.55M 19.88M 19.95M 20.21M 20.48M

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