National Bank of Greece S.A.

NBGIF | OTC

Price Alert Chart Builder DCF Calculator

$20.01

-$0.24 (-1.21%)

At close: Sep 22, 2026, 10:36 AM ET

$20.01

$0 (0.00%)

Pre-market: Sep 22, 2026, 10:18 AM ET

Overview Rating Statistics Financials Earnings Ownership Dividends Profile

Market Data

Market Cap $18.21B

Enterprise Value $9.32B

Beta 0.56

Average Volume N/A

Shares Outstanding (Diluted) 911.76M

Shares Change YoY -0.28%

Institutional Ownership N/A

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M 6.9%

Price Change 3M 13.8%

Price Change 6M 35.0%

Price Change YTD 29.0%

Price Change 1Y 41.7%

Price Change 3Y 247.9%

Price Change 5Y 584.1%

1M CAGR (ann.) 8.0%

1Y CAGR (ann.) 56.0%

5Y CAGR (ann.) 53.3%

All-Time CAGR -16.9%

Valuation

PE Ratio 15.47

Forward PE 8.56

PEG Ratio 17.30

Forward PEG 0.97

PS Ratio 5.65

Forward PS 4.40

PB Ratio 1.76

P/FCF Ratio 8.12

P/Adj. FCF Ratio 8.12

P/OCF Ratio 22.64

EV/Sales 3.16

EV/EBIT 7.94

EV/EBITDA 6.81

EV/FCF 4.54

Earnings Yield 6.8%

FCF Yield 12.9%

Adj. FCF Yield 12.9%

Financial Health

Net Cash €6.12B

Total Debt €3.7B

Cash & Short-Term Investments €9.82B

Total Assets €77.59B

Current Ratio 0.08

Quick Ratio 0.08

Debt / Equity Ratio 1.01

Debt / EBITDA 2.70

Debt / FCF 1.80

OCF / Debt 0.56

Interest Coverage 3.43

Altman Z-Score -0.69

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 88.4%

Operating Profit Margin 55.7%

EBITDA Margin 57.6%

Net Profit Margin 39.4%

FCF Margin 69.6%

Adj. FCF Margin 69.6%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.4%

Return on Equity 12.6%

Return on Invested Capital 5.8%

Return on Capital Employed 7.6%

Return on Tangible Assets 1.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 19.1%

Revenue CAGR 5Y 9.9%

Revenue CAGR 10Y 13.3%

EPS CAGR 3Y 9.7%

EPS CAGR 5Y 23.1%

EPS CAGR 10Y 62.7%

FCF CAGR 3Y -25.1%

FCF CAGR 5Y -24.2%

FCF CAGR 10Y -10.4%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y 16.1%

Revenue Growth Next 3Y 9.2%

Earnings Date Nov 4, 2026

EPS Estimate (next Q) $0.47

EPS Growth Est (next Q) 15.0%

Revenue Est (next Q) $952.68M

Revenue Growth Est (next Q) -4.7%

Fair Value Estimates

Graham Number $18.77

Graham Upside -7.3%

Lynch Fair Value $30.21

Lynch Upside 49.2%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow €2.06B

Free Cash Flow €2.06B

Adj. Free Cash Flow €2.06B

FCF Per Share $0.28

OCF Per Share $0.82

OCF/S Ratio 27.9%

Income Statement

Revenue €2.95B

Gross Profit €2.74B

Operating Income €1.65B

EBITDA €1.37B

Net Income €1.1B

EPS (Diluted) $1.20

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $0.34

Dividend Yield 1.68%

Payout Ratio 28.2%

FCF Payout Ratio 16.2%

Adj. FCF Payout Ratio 16.2%

Dividend Growth (YoY) 32.1%

Pay Frequency Semi-Annual

Ex-Dividend Date Jun 10, 2026