MS&AD Insurance Group Inc.

MSADY | OTC

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$32.96

-$0.31 (-0.93%)

Sep 22, 2026, 11:31 AM ET · Market open

Overview Rating Statistics Financials Earnings Ownership Dividends Profile

Market Data

Market Cap $48.27B

Enterprise Value $5.48T

Beta 0.29

Average Volume N/A

Shares Outstanding (Diluted) 1.51B

Shares Change YoY -4.67%

Institutional Ownership N/A

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M 7.8%

Price Change 3M 16.5%

Price Change 6M 25.1%

Price Change YTD 41.6%

Price Change 1Y 43.9%

Price Change 3Y 156.3%

Price Change 5Y 183.2%

1M CAGR (ann.) 7.8%

1Y CAGR (ann.) 48.1%

5Y CAGR (ann.) 28.5%

All-Time CAGR -1.6%

Valuation

PE Ratio 10.77

Forward PE 12.82

PEG Ratio 0.28

Forward PEG 0.50

PS Ratio 1.12

Forward PS 1.10

PB Ratio 1.70

P/FCF Ratio N/A

P/Adj. FCF Ratio N/A

P/OCF Ratio N/A

EV/Sales 0.85

EV/EBIT 8.49

EV/EBITDA 8.49

EV/FCF N/A

Earnings Yield 8.8%

FCF Yield 0.0%

Adj. FCF Yield 0.0%

Financial Health

Net Cash ¥1.47T

Total Debt ¥590.32B

Cash & Short-Term Investments ¥0

Total Assets ¥26.33T

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.25

Debt / EBITDA 0.91

Debt / FCF N/A

OCF / Debt 0.00

Interest Coverage 62.28

Altman Z-Score 0.85

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 50.0%

Operating Profit Margin 86.8%

EBITDA Margin 15.3%

Net Profit Margin 11.3%

FCF Margin 0.0%

Adj. FCF Margin 0.0%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 3.0%

Return on Equity 17.5%

Return on Invested Capital 2.9%

Return on Capital Employed 4.0%

Return on Tangible Assets 3.0%

Historical Growth (CAGR)

Revenue CAGR 3Y 9.8%

Revenue CAGR 5Y 7.3%

Revenue CAGR 10Y 3.5%

EPS CAGR 3Y 7.4%

EPS CAGR 5Y 3.1%

EPS CAGR 10Y 2.9%

FCF CAGR 3Y -97.8%

FCF CAGR 5Y 17.4%

FCF CAGR 10Y 34.5%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y 5.4%

Revenue Growth Next 3Y 6.5%

Earnings Date Nov 17, 2026

EPS Estimate (next Q) $0

EPS Growth Est (next Q) -61.3%

Revenue Est (next Q) $70.87M

Revenue Growth Est (next Q) -15.7%

Fair Value Estimates

Graham Number $47.57

Graham Upside 43.0%

Lynch Fair Value $15.44

Lynch Upside -53.6%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow ¥0

Free Cash Flow ¥0

Adj. Free Cash Flow ¥0

FCF Per Share $0

OCF Per Share $0

OCF/S Ratio 0.0%

Income Statement

Revenue ¥6.45T

Gross Profit ¥6.45T

Operating Income ¥5.6T

EBITDA ¥645.4B

Net Income ¥710.17B

EPS (Diluted) $461.18

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $0.92

Dividend Yield 2.77%

Payout Ratio 0.2%

FCF Payout Ratio N/A

Adj. FCF Payout Ratio N/A

Dividend Growth (YoY) -6.4%

Pay Frequency Semi-Annual

Ex-Dividend Date Mar 30, 2026