MidWestOne Financial Group Inc.

MOFG | NASDAQ

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$49.31

$0 (0.00%)

Sep 4, 2026, 4:00 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.02B

Enterprise Value $-332.45M

Beta 1.06

Average Volume 220.4K

Shares Outstanding (Diluted) 20.72M

Shares Change YoY 31.36%

Institutional Ownership 81.45%

Exchange NASDAQ

ISIN US5985111039

Price Performance

Price Change 1M 3.4%

Price Change 3M 18.1%

Price Change 6M 68.9%

Price Change YTD 29.5%

Price Change 1Y 78.4%

Price Change 3Y 104.0%

Price Change 5Y 49.7%

1M CAGR (ann.) 24.4%

1Y CAGR (ann.) 66.7%

5Y CAGR (ann.) 16.7%

All-Time CAGR 8.4%

Valuation

PE Ratio 17.55

Forward PE 15.52

PEG Ratio 0.13

Forward PEG 3.22

PS Ratio 2.90

Forward PS 3.70

PB Ratio 1.68

P/FCF Ratio 12.90

P/Adj. FCF Ratio 13.25

P/OCF Ratio 19.88

EV/Sales -0.95

EV/EBIT -4.45

EV/EBITDA -4.46

EV/FCF -4.21

Earnings Yield 5.7%

FCF Yield 7.8%

Adj. FCF Yield 7.5%

Financial Health

Net Cash $1.35B

Total Debt $97.97M

Cash & Short-Term Investments $1.45B

Total Assets $6.25B

Current Ratio 0.27

Quick Ratio 0.27

Debt / Equity Ratio 0.16

Debt / EBITDA 1.32

Debt / FCF 1.24

OCF / Debt 0.84

Interest Coverage 0.65

Altman Z-Score -0.51

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 62.4%

Operating Profit Margin 21.3%

EBITDA Margin 20.6%

Net Profit Margin 16.1%

FCF Margin 22.5%

Adj. FCF Margin 21.9%

SBC / Revenue 0.8%

SBC Impact (per share) -2.6%

Returns

Return on Assets 0.7%

Return on Equity 7.1%

Return on Invested Capital 5.5%

Return on Capital Employed 7.0%

Return on Tangible Assets 0.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 14.9%

Revenue CAGR 5Y 9.2%

Revenue CAGR 10Y 12.7%

EPS CAGR 3Y -9.3%

EPS CAGR 5Y 68.0%

EPS CAGR 10Y 2.9%

FCF CAGR 3Y -16.2%

FCF CAGR 5Y 10.6%

FCF CAGR 10Y 20.4%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 8

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Apr 21, 2026

EPS Estimate (next Q) $0.84

EPS Growth Est (next Q) 15.1%

Revenue Est (next Q) $62.86M

Revenue Growth Est (next Q) 9.2%

Fair Value Estimates

Graham Number $43.04

Graham Upside -12.7%

Lynch Fair Value $70.25

Lynch Upside 42.5%

Price Target $31.25

Price Target Upside -36.6%

Cash Flow

Operating Cash Flow $82.41M

Free Cash Flow $78.88M

Adj. Free Cash Flow $76.8M

FCF Per Share $2.36

OCF Per Share $2.48

OCF/S Ratio 19.6%

Income Statement

Revenue $350.84M

Gross Profit $221.84M

Operating Income $74.77M

EBITDA $74.49M

Net Income $58.46M

EPS (Diluted) $2.81

Revenue / Employee $463.46K

Profit / Employee $77.23K

Employees 757

Dividends

Annual Dividend $0.48

Dividend Yield 0.97%

Payout Ratio 17.3%

FCF Payout Ratio 25.5%

Adj. FCF Payout Ratio 26.2%

Dividend Growth (YoY) -50.0%

Pay Frequency Irregular

Ex-Dividend Date Jan 15, 2026