MainStreet Bancshares Inc.

MNSB | NASDAQ

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$24.67

$0 (0.00%)

At close: Sep 21, 2026, 4:00 PM ET

$24.67

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $175.59M

Enterprise Value $158.45M

Beta 0.54

Average Volume 38.91K

Shares Outstanding (Diluted) 7.33M

Shares Change YoY -4.86%

Institutional Ownership 56.64%

Exchange NASDAQ

ISIN US56064Y1001

Price Performance

Price Change 1M -0.6%

Price Change 3M 0.7%

Price Change 6M 12.1%

Price Change YTD 24.2%

Price Change 1Y 15.2%

Price Change 3Y 12.1%

Price Change 5Y 7.3%

1M CAGR (ann.) 2.4%

1Y CAGR (ann.) 19.1%

5Y CAGR (ann.) 3.3%

All-Time CAGR 3.6%

Valuation

PE Ratio 12.15

Forward PE 9.48

PEG Ratio 0.02

Forward PEG 1.72

PS Ratio 2.65

Forward PS 2.20

PB Ratio 0.82

P/FCF Ratio 11.15

P/Adj. FCF Ratio 13.37

P/OCF Ratio 7.61

EV/Sales 2.39

EV/EBIT 10.12

EV/EBITDA -164.76

EV/FCF 10.06

Earnings Yield 8.2%

FCF Yield 9.0%

Adj. FCF Yield 7.5%

Financial Health

Net Cash $17.14M

Total Debt $70.1M

Cash & Short-Term Investments $87.24M

Total Assets $2.24B

Current Ratio 0.02

Quick Ratio 0.02

Debt / Equity Ratio 0.33

Debt / EBITDA -72.89

Debt / FCF 4.45

OCF / Debt 0.28

Interest Coverage 0.38

Altman Z-Score -0.84

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 55.2%

Operating Profit Margin 15.6%

EBITDA Margin 19.4%

Net Profit Margin 13.3%

FCF Margin 23.8%

Adj. FCF Margin 19.8%

SBC / Revenue 1.5%

SBC Impact (per share) -16.6%

Returns

Return on Assets 0.8%

Return on Equity 8.0%

Return on Invested Capital 5.6%

Return on Capital Employed 7.1%

Return on Tangible Assets 0.8%

Historical Growth (CAGR)

Revenue CAGR 3Y -15.9%

Revenue CAGR 5Y -1.7%

Revenue CAGR 10Y 11.9%

EPS CAGR 3Y -18.7%

EPS CAGR 5Y -7.9%

EPS CAGR 10Y 11.4%

FCF CAGR 3Y -16.9%

FCF CAGR 5Y -7.8%

FCF CAGR 10Y 10.4%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 25, 2026

EPS Estimate (next Q) $0.58

EPS Growth Est (next Q) 11.5%

Revenue Est (next Q) $21.8M

Revenue Growth Est (next Q) 20.6%

Fair Value Estimates

Graham Number $36.55

Graham Upside 48.2%

Lynch Fair Value $10.15

Lynch Upside -58.9%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $19.96M

Free Cash Flow $15.74M

Adj. Free Cash Flow $13.14M

FCF Per Share $3.17

OCF Per Share $3.24

OCF/S Ratio 18.1%

Income Statement

Revenue $66.22M

Gross Profit $35.65M

Operating Income $10.3M

EBITDA $-961.68K

Net Income $8.57M

EPS (Diluted) $2.03

Revenue / Employee $387.22K

Profit / Employee $50.12K

Employees 171

Dividends

Annual Dividend $0.40

Dividend Yield 1.62%

Payout Ratio 19.7%

FCF Payout Ratio 33.1%

Adj. FCF Payout Ratio 39.6%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 3, 2026